124 E Palai St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 124 E Palai St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1975
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,006 (2025)
Deeds & Mortgages	Sep 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`3-2-2-046-045`

Property Details

APN / Parcel Number

Primary APN	`3-2-2-046-045`
Alternative APNs	`3-2-2-046-045-0000` `220460450000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	520 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	124 E PALAI ST
City	HILO
State	HI
Zip	96720-5635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1B
Legal Description	LOT 1-C-1 10000 SF DES POR LPGR 11286
Legal Subdivision	WAIAKEA HMSTD. HOUSELOTS
Legal Block	701
Legal Lot Number	1-C-1
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	4
Census Block	4036
Census Tract	20600

Owner

124 E Palai St is owned and occupied by an individual who acquired it in August 2019.

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	124 E PALAI ST, HILO, HI 96720-5635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 27, 2019
Transfer Doc	0071870544
Record Updated	Sep 20, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWAII HI
Recording Date	Sep 5, 2019
Property Address	124 E PALAI ST, HILO, HI 96720-5635
Document Number	0A71870544
Instrument Date	Aug 27, 2019
Instrument	A71870544
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	124 E PALAI ST HILO HI 967205635, HILO, HI 96720-5635

Tax Assessment & Valuation

The 2025 property tax bill for 124 E Palai St was $1,006 with a homeowner's exemption.

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,300 (+2.99%) Land $133,900 Building $193,400	$424,900 (+1.31%) Land $231,500 Building $193,400
2025	$1,006.00	$317,800 (+3.01%) Land $132,000 Building $185,800	$419,400 (+19.11%) Land $226,000 Building $193,400
2024		$308,500 (+3.01%) Land $132,000 Building $176,500	$352,100 (-3.98%) Land $167,500 Building $184,600
2023	$950.00	$299,500 Land $132,000 Building $167,500	$366,700 Land $195,000 Building $171,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 E Palai St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1979–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2018 · Hurricane Lane

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 E Palai St is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Hawaii
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20