McHenry County property record for 1404 Spring Beach Way, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,083 sqft · built 1948 |
| Lot Size | 0.402 acres (17,537 sqft) |
| Owner | Trust Name on File |
| Deeds & Mortgages | Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-18-251-012 |
| Primary APN | 20-18-251-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,083 sqft |
| Gross Area | 2,166 sqft |
| 1st Floor Area | 1,083 sqft |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Frame Siding |
| Lot Area | 17,537 sqft |
| Heating System | Forced Air |
|---|
| Street Address | 1404 SPRING BEACH WAY |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-2933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0042355 PT LT 80 SPRING BEACH SUB MEMO: UNDERHILE, CHARLES/ SCHULTZ, KEELY LAND TR 1 |
| Legal Range | 09E |
| Legal Township | 43N |
| Legal Section | 18 |
| Legal Subdivision | SPRING BEACH |
| Legal Tract | 1 |
| Legal Block | 251 |
| Legal Lot Number | 80 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 871307 |
1404 Spring Beach Way is owner-occupied and held in a trust since December 2018.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1404 SPRING BEACH WAY, CARY, IL 60013-2933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jul 29, 2005 · Amount on File |
| Last Transfer Date | Dec 14, 2018 |
| Transfer Doc | 0000042355 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 14, 2018 |
| Property Address | 1404 SPRING BEACH WAY, CARY, IL 60013-2933 |
| Document Number | 0000042355 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 42355 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1404 SPRING BEACH WAY CARY IL 600132933, CARY, IL 60013-2933 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $60,127 Land $17,575 Building $42,552 | $180,381 Land $52,725 Building $127,656 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1404 Spring Beach Way in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1978–2017) |
| Claims Outside the SFHA | 11 of 22 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1404 Spring Beach Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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