Anne Arundel County property record for 1409 James Way, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,317 sqft · built 2012 |
| Lot Size | 0.384 acres (16,741 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Dec 2016) |
| Tax Bill | $5,777 (2024) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-441-90231173 |
| Primary APN | 01-441-90231173 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,317 sqft Living Area |
| Gross Area | 2,757 sqft |
| 1st Floor Area | 1,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,741 sqft (0.384 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 27 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 44190231173 |
|---|---|
| Street Address | 1409 JAMES WAY |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 5 JAMES SUB |
| Legal Subdivision | JAMES SUB |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 701201 |
Source: Anne Arundel County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1409 JAMES WAY, EDGEWATER, MD 21037-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed, Transfer · VA Mortgage ARMED FORCES BANK |
| Sep 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 26, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2016 · Amount on Record |
| Deed Sale | Dec 14, 2016 · Amount on Record |
| Prior Sale | Feb 1, 2013 · Amount on Record |
| Deed Document Number | 201630415-007 |
| Deed Book / Page | 30415 / 7 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 24, 2026 |
| Property Address | 1409 JAMES WAY, EDGEWATER, MD 21037-1708 |
| Document Number | 4248000443 |
| Book / Page | 42480 / 443 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | CENTRAL MO TITLE, CENTRAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1409 JAMES WAY, EDGEWATER, MD 21037-1708 |
| Document Number | 4248000450, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 42480/450 |
| Name | ARMED FORCES BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1409 JAMES WAY, EDGEWATER, MD 21037-1708 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|
| Document Number | 0416380326 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 41638/326 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1409 JAMES WAY, EDGEWATER, MD 21037-1708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | ADVANTAGE SETTLEMENT INC |
| Name | Verified Name |
|---|
| Document Number | 0342210454 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 34221/454 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1409 JAMES WAY, EDGEWATER, MD 21037-1708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0366680017 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 36668/17 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1409 JAMES WAY, EDGEWATER, MD 21037-1708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0382830249 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 38283/249 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Anne Arundel County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $545,167 (+10.51%) | $571,100 (+15.77%) Land $196,900 Building $374,200 | |
| 2024 | $5,777.00 (+12.39%) | ||
| 2023 | $5,140.00 Homeowner's exemption | $493,300 Land $196,900 Building $296,400 | $493,300 Land $196,900 Building $296,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 3 (2003–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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