1408 James Way, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1408 James Way, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,133 sqft · built 2011
Lot Size0.365 acres (15,898 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Oct 2017)
Tax Bill$6,034 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-441-90231178

Property Details

APN / Parcel Number

Primary APN01-441-90231178
Alternative APNs
  • 1-441-90231178
  • 44190231178

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,133 sqft Living Area
Gross Area2,573 sqft
1st Floor Area961 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,898 sqft (0.365 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area27 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number44190231178
Street Address1408 JAMES WAY
CityEDGEWATER
StateMD
Zip21037-1713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 10 JAMES SUB
Legal SubdivisionJAMES SUB
Legal Block2
Legal Lot Number10
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2003
Census Tract701201

Owner

1408 James Way is owned and occupied by two individuals who bought it in October 2017.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address1408 JAMES WAY, EDGEWATER, MD 21037-1713
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · Line of Credit
WOLTERS KLUWER FINANCIAL SER
Mar 29, 2021Deed of Trust, Mortgage · VA Mortgage
TOWNEBANK MORTGAGE
Jun 25, 2020Deed of Trust, Mortgage · VA Mortgage
TOWNEBANK MORTGAGE
Oct 24, 2017Grant Deed, Transfer · VA Mortgage
TOWNEBANK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2017 · Amount on File
Deed SaleOct 24, 2017 · Amount on File
Prior SaleAug 25, 2011 · Amount on File
Deed Document Number201731488-419
Prior Transfer DateSep 18, 2017
Prior Transfer Doc0031488419
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateJul 1, 2026
Property Address1408 JAMES WAY, EDGEWATER, MD 21037-1713
Document Number4249000150
Book / Page42499 / 150
Instrument DateJun 18, 2026
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 JAMES WAY, EDGEWATER, MD 21037-1713

Mortgage

Document Number4249000150,
DateJul 1, 2026
Book Page42499/150
Lender
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueJul 1, 2066
Interest
Rate6.51%
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1408 JAMES WAY, EDGEWATER, MD 21037-1713
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyEAGLE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 JAMES WAY, EDGEWATER, MD 21037-1713

Mortgage

Document Number0364400348
DateMar 29, 2021
Book Page36440/348
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1408 JAMES WAY, EDGEWATER, MD 21037-1713
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyEAGLE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0348040417
DateJun 25, 2020
Book Page34804/417
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateOct 24, 2017
Property Address1408 JAMES WAY, EDGEWATER, MD 21037-1713
Document Number0314880419
Book / Page031488 / 000419
Instrument DateSep 18, 2017
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyCAPITOL TITLE COMPANY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$515.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1408 JAMES WAY EDGEWATER MD 210371713, EDGEWATER, MD 21037-1713

Mortgage

Document Number314880425
DateOct 24, 2017
Book Page031488/000425
Lender
NameTOWNEBANK MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1408 James Way was $6,034 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$555,600 (+4.52%) Land $201,700 Building $353,900$555,600 (-) Land $201,700 Building $353,900
2025$6,034.00 Homeowner's exemption$531,567$555,600 Land $201,700 Building $353,900
2023$5,279.00$483,500 Land $201,700 Building $281,800$483,500 Land $201,700 Building $281,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 James Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 69 policies
Nearby Flood Policies69 in force
Nearby Flood Claims3 (2003–2025)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 James Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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