1405 James Way, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1405 James Way, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,138 sqft · built 2011
Lot Size0.577 acres (25,117 sqft)
Owner2 Company Names on Record
Last Sale$492,500 (Nov 2017)
Tax Bill$6,403 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jul 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-441-90231171

Property Details

APN / Parcel Number

Primary APN01-441-90231171
Alternative APNs
  • 1-441-90231171
  • 44190231171

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,138 sqft Living Area
Gross Area2,578 sqft
1st Floor Area966 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Roof MaterialComposition Shingle
Lot Area25,117 sqft (0.577 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area21 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number44190231171
Street Address1405 JAMES WAY
CityEDGEWATER
StateMD
Zip21037-1708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 JAMES SUB
Legal SubdivisionJAMES SUB
Legal Block2
Legal Lot Number3
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2003
Census Tract701201

Owner

Source: Anne Arundel County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1405 JAMES WAY, EDGEWATER, MD 21037-1708
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Deed of Trust, Mortgage · Line of Credit
UNITED BANK
Jul 31, 2023Deed of Trust, Mortgage · Line of Credit
UNITED BANK
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Nov 3, 2017Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2017 · Amount on Record
Deed SaleNov 3, 2017 · Amount on Record
Prior SaleDec 22, 2010 · Amount on Record
Deed Document Number201731528-114
Last Transfer DateNov 4, 2025
Transfer Doc4188000288
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1405 JAMES WAY, EDGEWATER, MD 21037-1708
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0418800280
DateDec 3, 2025
Book Page41880/280
Lender
NameUNITED BANK
TypeBank
AddressFAIRFAX, VA 22030
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1405 JAMES WAY, EDGEWATER, MD 21037-1708
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0398240052
DateJul 31, 2023
Book Page39824/52
Lender
NameUNITED BANK
TypeBank
AddressFAIRFAX, VA 22030
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1405 JAMES WAY, EDGEWATER, MD 21037-1708
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanySTRATEGIC NATL TTL GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 JAMES WAY, EDGEWATER, MD 21037-1708

Mortgage

Document Number0355470343
DateNov 5, 2020
Book Page35547/343
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueNov 1, 2045

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1405 JAMES WAY, EDGEWATER, MD 21037-1708
Document Number0341230395
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanySTRATEGIC NATIONAL TITLE GROUP, STRATEGIC NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1405 JAMES WAY EDGEWATER MD 210371708, EDGEWATER, MD 21037-1708

Mortgage

Document Number0341230395
DateJan 28, 2020
Book Page034123/000395
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2050

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateNov 3, 2017
Property Address1405 JAMES WAY, EDGEWATER, MD 21037-1708
Document Number0315280114
Book / Page031528 / 000114
Instrument DateOct 27, 2017
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyBRILLIANT TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$492.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1405 JAMES WAY EDGEWATER MD 210371708, EDGEWATER, MD 21037-1708

Mortgage

Document Number315280117
DateNov 3, 2017
Book Page031528/000117
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 2, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$564,800 (+4.62%) Land $212,200 Building $352,600$564,800 (-) Land $212,200 Building $352,600
2025$6,403.00 (+4.28%)$539,867 (+10.18%)$564,800 (+15.27%) Land $212,200 Building $352,600
2024$6,140.00 (+14.77%)
2023$5,350.00$490,000 Land $212,200 Building $277,800$490,000 Land $212,200 Building $277,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Nearby Flood Policies69 in force
Nearby Flood Claims3 (2003–2025)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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