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1409 Howard Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1409 Howard Rd, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,899 sqft · built 1978
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on Record
Tax Bill$8,899 (2025)
Deeds & MortgagesOct 2022 Transfer
Flood ZoneZone X (minimal risk)
APN02-597-90078365

Property Details

APN / Parcel Number

Primary APN02-597-90078365
Alternative APNs
  • 2-597-90078365
  • 59790078365

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,899 sqft Living Area
1st Floor Area1,554 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Garage TypeCarport
Garage Area297 sqft
CarportCarport
Carport Area297 sqft
Parking Spaces1 Parking Space
Deck Area388 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number59790078365
Street Address1409 HOWARD RD
CityANNAPOLIS
StateMD
Zip21403-4720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLTS 2 3 23 24 BK 3 PL 1 1409 HOWARD RD OYSTER HARBOR
Legal SubdivisionOYSTER HARBOR
Legal Block3
Legal Lot Number2
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1018
Census Tract702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8338 CRIMSON CROSSING WAY, GAINESVILLE, VA 20155-3881
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2006
Deed SaleApr 24, 2006
Deed Document Number20065299
Deed Book / Page17740 / 216
Last Transfer DateOct 5, 2022
Transfer Doc0392030215
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateOct 14, 2022
Property Address1409 HOWARD RD, ANNAPOLIS, MD 21403-4720
Document Number0392030215
Book / Page39203 / 215
Map ReferenceMB 22 PG 9
Instrument DateOct 5, 2022
Transaction TypeTransfer
Record UpdatedOct 31, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address8338 CRIMSON CROSSING WAY, GAINESVILLE, VA 20155-3881

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$632,600 (+2.65%) Land $466,000 Building $166,600$632,600 (-) Land $466,000 Building $166,600
2025$8,899.00 (+2.39%)$616,267 (+5.6%)$632,600 (+8.4%) Land $466,000 Building $166,600
2024$8,691.00 (+36.39%)
2023$6,372.00$583,600 Land $416,000 Building $167,600$583,600 Land $416,000 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 265 policies
Nearby Flood Policies265 in force
Nearby Flood Claims76 (1978–2024)
Claims Outside the SFHA24 of 76
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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