Anne Arundel County property record for 1408 Howard Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,118 sqft · built 1988 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,000 (Aug 2016) |
| Tax Bill | $5,959 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-597-06640200 |
| Primary APN | 02-597-06640200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Deck Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 59706640200 |
|---|---|
| Street Address | 1408 HOWARD RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 22 BK 4 PL 1 OYSTER HARBOR |
| Legal Subdivision | OYSTER HARBOR |
| Legal Block | 4 |
| Legal Lot Number | 22 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 702602 |
1408 Howard Rd is owned and occupied by an individual who bought it in August 2016.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1408 HOWARD RD, ANNAPOLIS, MD 21403-4721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2016 · Amount on File |
| Deed Sale | Aug 23, 2016 · Amount on File |
| Prior Sale | Oct 2, 2002 · Amount on File |
| Deed Book / Page | 29959 / 278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1408 HOWARD RD, ANNAPOLIS, MD 21403-4721 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0365040198 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 36504/198 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 1408 Howard Rd was $5,959 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474,300 Land $243,000 Building $231,300 | $474,300 Land $243,000 Building $231,300 | |
| 2025 | $5,959.00 | ||
| 2023 | $4,036.00 Homeowner's exemption | $369,600 Land $218,000 Building $151,600 | $369,600 Land $218,000 Building $151,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1408 Howard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 265 policies |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 76 (1978–2024) |
| Claims Outside the SFHA | 24 of 76 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1408 Howard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G and 4G LTE (outdoors only)
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