Anne Arundel County property record for 1406 Howard Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,384 sqft · built 1992 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Oct 1991) |
| Tax Bill | $4,040 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-597-04074809 |
| Primary APN | 02-597-04074809 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 59704074809 |
|---|---|
| Street Address | 1406 HOWARD RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 21 BK 4 PL 1 OYSTER HARBOR |
| Legal Subdivision | OYSTER HARBOR |
| Legal Block | 4 |
| Legal Lot Number | 21 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 702602 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1406 HOWARD RD, ANNAPOLIS, MD 21403-4721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 7, 2023 | Intrafamily Transfer, Transfer |
| Sep 7, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 1991 · Amount on Record |
| Deed Sale | Oct 24, 1991 · Amount on Record |
| Deed Book / Page | 5452 / 703 |
| Last Transfer Date | Aug 31, 2023 |
| Transfer Doc | 0399120098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 7, 2023 |
| Property Address | 1406 HOWARD RD, ANNAPOLIS, MD 21403-4721 |
| Document Number | 0399120098 |
| Book / Page | 39912 / 98 |
| Map Reference | MB 22 PL 9 |
| Instrument Date | Aug 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1406 HOWARD RD, ANNAPOLIS, MD 21403-4721 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 7, 2023 |
| Property Address | 1406 HOWARD RD, ANNAPOLIS, MD 21403-4721 |
| Document Number | 0399120151 |
| Book / Page | 39912 / 151 |
| Map Reference | MB 22 PL 9 |
| Instrument Date | Aug 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1406 HOWARD RD, ANNAPOLIS, MD 21403-4721 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,900 (+2.18%) Land $243,000 Building $137,900 | $380,900 (-) Land $243,000 Building $137,900 | |
| 2025 | $4,040.00 (+2.05%) Homeowner's exemption | $372,767 (+4.56%) | $380,900 (+6.84%) Land $243,000 Building $137,900 |
| 2024 | $3,959.00 (+63.87%) | ||
| 2023 | $2,416.00 Homeowner's exemption | $356,500 Land $218,000 Building $138,500 | $356,500 Land $218,000 Building $138,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 265 policies |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 76 (1978–2024) |
| Claims Outside the SFHA | 24 of 76 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G and 4G LTE (outdoors only)
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