1409 E Shaulis Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1409 E Shaulis Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,771 sqft · built 1990
Lot Size0.9 acres (39,200 sqft)
Owner2 Individual Names on Record
Last Sale$421,500 (Jun 2022)
Tax Bill$8,018 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8813-11-380-019

Property Details

APN / Parcel Number

Primary APN8813-11-380-019

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,771 sqft Living Area
1st Floor Area1,771 sqft
Basement Area1,771 sqft
Unfinished Basement1,771 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area39,200 sqft (0.9 acres)
Lot Dimensions245 ft deep x 160 ft wide
Garage TypeMixed
Garage Area1,383 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area162 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1409 E SHAULIS RD
CityWATERLOO
StateIA
Zip50701-9558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED WATERLOO WEST W 160 FT E 600 FT S 278 FT EXC RD SEC 11 T 88 R 13
Legal Range13W
Legal Township88N
Legal Section11
Legal SubdivisionUNPLATTED WATERLOO WEST
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2001
Census Tract3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1409 E SHAULIS RD, WATERLOO, IA 50701-9558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2024Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Jun 13, 2022Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2022 · Amount on Record
Deed SaleJun 13, 2022 · Amount on Record
Prior SaleJul 28, 2021 · Amount on Record
Deed Document Number202224181
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1409 E SHAULIS RD, WATERLOO, IA 50701-9558
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 E SHAULIS RD, WATERLOO, IA 50701-9558

Mortgage

Document Number0202413729
DateMay 3, 2024
Instrument2024-13729
Lender
NameVERIDIAN CU
TypeCredit Union
AddressPO BOX 6000, WATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 2, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 13, 2022
Property Address1409 E SHAULIS RD, WATERLOO, IA 50701-9558
Document Number202200024181
Instrument DateJun 10, 2022
Instrument202200024181
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$673.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1409 E SHAULIS RD, WATERLOO, IA 50701-9558

Mortgage

Document Number202200024182
DateJun 13, 2022
Instrument202200024182
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJul 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.87%
Index1-Year CMT
Max Rate9.87%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,018.00 (+11.21%) Homeowner's exemption$403,770 (+17.87%) Land $67,050 Building $336,720$403,770 (+17.87%) Land $67,050 Building $336,720
2024$7,210.00 (+28.29%)
2023$342,550 (+29.39%) Land $67,050 Building $275,500$342,550 (+29.39%) Land $67,050 Building $275,500
2022$5,620.00$264,740 Land $67,050 Building $197,690
2021$264,740 Land $67,050 Building $197,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

Nearby Properties on E Shaulis Rd

Nearby Streets

Search Property Records by Address or Parcel Number