1315 E Shaulis Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1315 E Shaulis Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,414 sqft · built 1966
Lot Size0.589 acres (25,650 sqft)
Owner2 Individual Names on File
Last Sale$197,500 (Aug 2021)
Tax Bill$4,300 (2025)
Deeds & MortgagesOct 2017 Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8813-11-380-013

Property Details

APN / Parcel Number

Primary APN8813-11-380-013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,414 sqft Living Area
1st Floor Area832 sqft
Basement Area832 sqft
Finished Basement325 sqft
Unfinished Basement832 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,650 sqft (0.589 acres)
Lot Dimensions270 ft deep x 95 ft wide
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
Patio Area528 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1315 E SHAULIS RD
CityWATERLOO
StateIA
Zip50701-9560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGUERNSEYS ORANGE VIEW PLAT LOT 7
Legal Range13W
Legal Township88N
Legal Section11
Legal SubdivisionGUERNSEYS ORANGE VIEW PLAT
Legal Lot Number7
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2001
Census Tract3001

Owner

Source: Black Hawk County assessment roll, APN 8813-11-380-013, as of October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1315 E SHAULIS RD, WATERLOO, IA 50701-9560
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2017Deed of Trust, Mortgage
VERIDIAN CU
Aug 13, 2020Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Sep 25, 2017Warranty Deed, Transfer · ARM
VERIDIAN CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2021 · Amount on Record
Deed SaleAug 13, 2021 · Amount on Record
Prior SaleAug 13, 2020 · Amount on Record
Deed Document Number20213273
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1315 E SHAULIS RD, WATERLOO, IA 50701-9560
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800005777
DateOct 02, 2017
Instrument2018-00005777
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
AmountAmount Recorded
Term84 Months
DueOct 05, 2024

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateAug 13, 2020
Property Address1315 E SHAULIS RD, WATERLOO, IA 50701-9560
Document Number202100003273
Instrument DateJul 31, 2020
Instrument202100003273
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$315.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1315 E SHAULIS RD, WATERLOO, IA 50701-9560

Mortgage

Document Number202100003274
DateAug 13, 2020
Instrument202100003274
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 05, 2050
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateAug 01, 2030
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change5.62%
Index1-Year CMT
Max Rate9.62%

Mortgage

Document Number202100003275
DateAug 13, 2020
Instrument202100003275
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueAug 05, 2030

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateSep 25, 2017
Property Address1315 E SHAULIS RD, WATERLOO, IA 50701-9560
Document Number201800005380
Instrument DateSep 22, 2017
Instrument2018-00005380
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1315 E SHAULIS RD, WATERLOO, IA 50701-9560

Mortgage

Document Number201800005381
DateSep 25, 2017
Instrument2018-00005381
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateOct 01, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate9.87%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll as of October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,300.00$229,770 (+15.93%) Land $47,640 Building $182,130$229,770 (+15.93%) Land $47,640 Building $182,130
2024$4,300.00 (+5.6%)
2023$198,200 (+6.89%) Land $47,640 Building $150,560$198,200 (+6.89%) Land $47,640 Building $150,560
2022$4,072.00$185,420 Land $47,640 Building $137,780
2021$185,420 Land $47,640 Building $137,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130030012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 106 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Waterloo Telecommunications Utility
Fiber
10,000 / 10,000
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
LTD Broadband
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA0790074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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