Black Hawk County property record for 1403 E Shaulis Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 2,575 sqft · built 2021 |
| Lot Size | 0.517 acres (22,540 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,738 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-11-380-022 |
| Primary APN | 8813-11-380-022 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 6 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,575 sqft Living Area |
| 1st Floor Area | 2,224 sqft |
| Basement Area | 2,224 sqft |
| Finished Basement | 1,670 sqft |
| Unfinished Basement | 2,224 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,540 sqft (0.517 acres) |
| Lot Dimensions | 245 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1403 E SHAULIS RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WATERLOO WEST THAT PART OF THE SE 1/4 SW 1/4 SEC 11 T 88 R 13 COM AT THE SE COR OF LOT 7 GUERNSEYS ORANGE VIEW PLAT |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 11 |
| Legal Subdivision | UNPLATTED WATERLOO WEST |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 3001 |
1403 E Shaulis Rd is owned and occupied by two individuals.
Source: Black Hawk County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1403 E SHAULIS RD, WATERLOO, IA 50701-9558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Line of Credit EMPEOPLE CU |
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Apr 26, 2021 | Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK |
| Jul 22, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage FARMERS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1403 E SHAULIS RD, WATERLOO, IA 50701-9558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202600994 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2026-00994 |
| Name | EMPEOPLE CU |
|---|---|
| Type | Credit Union |
| Address | 3950 38TH AVE, MOLINE, IL 61265 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 25, 2051 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1403 E SHAULIS RD, WATERLOO, IA 50701-9558 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202200018807 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 202200018807 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1403 E SHAULIS RD, WATERLOO, IA 50701-9558 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 232 REBER AVE, WATERLOO, IA 50701-2755 |
| Document Number | 202100022422 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 202100022422 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 22, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 22, 2019 |
| Property Address | 1403 E SHAULIS RD, WATERLOO, IA 50701-9558 |
| Document Number | 202000001291 |
| Instrument Date | May 31, 2019 |
| Instrument | 202000001291 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202000001292 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 202000001292 |
| Name | FARMERS STATE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2034 |
The 2025 property tax bill for 1403 E Shaulis Rd was $10,738 with a homeowner's exemption, up 1,309.2% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,738.00 (+1,309.19%) Homeowner's exemption | $591,660 Land $45,360 Building $546,300 | $591,660 Land $45,360 Building $546,300 |
| 2024 | $762.00 | ||
| 2023 | $45,360 (-) Land $45,360 | $496,890 | |
| 2022 | $802.00 | $45,360 Land $45,360 | |
| 2021 | $378,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1403 E Shaulis Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1403 E Shaulis Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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