1401 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 1401 E Main St, Lakeland, FL 33801

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 2,070 sqft · built 1950
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Jan 2011)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-193000-002150`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-193000-002150`
Alternative APNs	`172824193000002150` `72824000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	3 Units
Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	2,070 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1996
Architectural Style	Duplex Single
Roof Material	Other
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
View / Lot	Triplex Lot
Canopy	25 sqft

Location & Zoning

Street Address	106 S FERN RD
City	LAKELAND
State	FL
Zip	33801-2316
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SHORE ACRES PB 7 PG 15 BLK 2 LOTS 15 & 16
Legal Subdivision	SHORE ACRES
Legal Tract	193000
Legal Block	2
Legal Lot Number	15,16
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2013
Census Tract	10300

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 E MAIN ST, LAKELAND, FL 33801-2364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2011 · Amount on Record
Deed Sale	Jan 10, 2011 · Amount on Record
Prior Sale	Sep 21, 2010
Deed Document Number	20115305
Deed Book / Page	8297 / 1922
Last Transfer Date	Dec 15, 2024
Transfer Doc	0000287210
Record Updated	Oct 29, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	May 7, 2018
Property Address	1401 E MAIN ST, LAKELAND, FL 33801-2364
Document Number	0104770406
Book / Page	010477 / 000406
Instrument Date	Apr 26, 2018
Instrument	97415
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8131 BUGLE CT #2 PORT RICHEY FL 346681818, 2, PORT RICHEY, FL 34668-1818

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,282 (+6.1%)	$226,200 (+4.62%) Land $9,900 Building $118,528
2025	$1,182.00 (+33.71%) Homeowner's exemption	$68,128 (-34.69%)	$216,216 (+54.56%) Land $9,900 Building $121,067
2023	$884.00 (+8.2%) Homeowner's exemption	$104,315 (+6.24%)	$139,893 (+7.91%) Land $9,450 Building $130,443
2022	$817.00 Homeowner's exemption	$98,185	$129,634 Land $7,875 Building $121,759

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20