1409 E 19th St, Atlantic, IA 50022 Property Records

Cass County property record for 1409 E 19th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 2008
Lot Size	0.628 acres (27,362 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Sep 2026)
Tax Bill	$5,102 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`307006962001012`

Property Details

APN / Parcel Number

Primary APN	`307006962001012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft
Basement Area	1,489 sqft
Finished Basement	1,117 sqft
Unfinished Basement	372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,362 sqft (0.628 acres)
Garage Type	Attached
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	157 sqft
Deck Area	161 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1409 E 19TH ST
City	ATLANTIC
State	IA
Zip	50022-2882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST RIDGE ADDITION LOT11&12
Legal Subdivision	EAST RIDGE 1ST ADDITION
Legal Lot Number	11,12
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2002
Census Tract	190400

Owner

Source: Cass County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1409 E 19TH ST, ATLANTIC, IA 50022-2882
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE AMERICA MTG LLC
Feb 17, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Deed Book / Page	2026 / 1615
Prior Transfer Date	Feb 14, 2022
Prior Transfer Doc	002022/287
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Sep 15, 2026
Property Address	1409 E 19TH ST, ATLANTIC, IA 50022-2882
Document Number	2026001615
Book / Page	2026 / 1615
Instrument Date	Sep 11, 2026
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 E 19TH ST, ATLANTIC, IA 50022-2882

Mortgage

Document Number	2026001616,
Date	Sep 15, 2026
Book Page	2026/1616

Lender

Name	BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	1409 E 19TH ST, ATLANTIC, IA 50022-2882
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/802
Date	May 17, 2022
Book Page	2022/802
Instrument	2022-802

Lender

Name	FINANCE AMERICA MTG LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS IA
Recording Date	Feb 17, 2022
Property Address	1409 E 19TH ST, ATLANTIC, IA 50022-2882
Document Number	002022/287
Book / Page	2022 / 287
Instrument Date	Feb 14, 2022
Instrument	2022-0287
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 E 19TH ST, ATLANTIC, IA 50022-2882

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,102.00 Homeowner's exemption Veteran's exemption	$316,630 (-) Land $49,760 Building $266,870	$316,630 (-) Land $49,760 Building $266,870
2025	$5,102.00 (-6.28%) Homeowner's exemption Veteran's exemption	$316,630 (-1.49%) Land $49,760 Building $266,870	$316,630 (-1.49%) Land $49,760 Building $266,870
2024	$5,444.00 (-1.66%)
2023		$321,410 Land $37,320 Building $284,090	$321,410 Land $37,320 Building $284,090
2022	$5,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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