1305 E 19th St, Atlantic, IA 50022 Property Records

Cass County property record for 1305 E 19th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,869 sqft · built 2007
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Jan 2021)
Tax Bill	$9,576 (2026)
Deeds & Mortgages	Dec 2018 Refinance Nov 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`307012186001003`

Property Details

APN / Parcel Number

Primary APN	`307012186001003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,869 sqft Living Area
1st Floor Area	1,869 sqft
Basement Area	1,869 sqft
Finished Basement	1,314 sqft
Unfinished Basement	555 sqft
Game Room	Game Room
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Mixed
Garage Area	2,450 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	284 sqft
Patio Area	576 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1305 E 19TH ST
City	ATLANTIC
State	IA
Zip	50022-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN HEIGHTS SUBD 1ST ADD LOTS 1 & 2
Legal Subdivision	SOUTHERN HEIGHTS SUBDIVISION 1ST ADD
Legal Lot Number	1,2
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2002
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1305 E 19TH ST, ATLANTIC, IA 50022-2836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance ROLLING HILLS BANK & TRUST
Nov 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ROLLING HILLS BANK & TRUST
Feb 12, 2024	Warranty Deed, Transfer
Jan 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST WHITNEY BANK & TRUST
Sep 30, 2016	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	2021245
Deed Book / Page	2021 / 245
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	1305 E 19TH ST, ATLANTIC, IA 50022-2836
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02018/2204
Date	Dec 18, 2018
Book Page	2018/2204

Lender

Name	ROLLING HILLS BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	1305 E 19TH ST, ATLANTIC, IA 50022-2836
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02019/1862
Date	Nov 8, 2019
Book Page	2019/1862

Lender

Name	ROLLING HILLS BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2020

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Feb 12, 2024
Property Address	1305 E 19TH ST, ATLANTIC, IA 50022-2836
Document Number	002024/213
Book / Page	2024 / 213
Map Reference	MB 5 PG 538
Instrument Date	Jan 25, 2024
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Amount	Amount Recorded
Tax	$11.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1305 E 19TH ST, ATLANTIC, IA 50022-2836

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Jan 25, 2021
Property Address	1305 E 19TH ST, ATLANTIC, IA 50022-2836
Document Number	002021/245
Book / Page	2021 / 245
Map Reference	BK 4 PG 765
Instrument Date	Jan 23, 2021
Instrument	2021-245
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1305 E 19TH ST, ATLANTIC, IA 50022-2836

Mortgage

Document Number	002021/246
Date	Jan 25, 2021
Book Page	2021/246
Instrument	2021-246

Lender

Name	FIRST WHITNEY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2026

Interest

Rate Type	Fixed Rate

September 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS IA
Recording Date	Sep 30, 2016
Property Address	1305 E 19TH ST, ATLANTIC, IA 50022-2836
Document Number	02016/1812
Book / Page	2016 / 1812
Instrument Date	Aug 31, 2016
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Tax	$383.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55500 INDIAN CREEK ST, ATLANTIC, IA 50022-8547

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,576.00 Homeowner's exemption	$583,120 (+2.69%) Land $62,710 Building $520,410	$583,120 (+2.69%) Land $62,710 Building $520,410
2025	$9,576.00 (+0.76%) Homeowner's exemption	$567,820 (+14.79%) Land $62,710 Building $505,110	$567,820 (+14.79%) Land $62,710 Building $505,110
2024	$9,504.00 (+18.33%)
2023		$494,640 Land $41,030 Building $453,610	$494,640 Land $41,030 Building $453,610
2022	$8,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

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