1401 E 19th St, Atlantic, IA 50022 Property Records

Cass County property record for 1401 E 19th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 2014
Lot Size	0.322 acres (14,036 sqft)
Owner	Individual Name on Record
Last Sale	$282,500 (Dec 2022)
Tax Bill	$4,440 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`307006962001008`

Property Details

APN / Parcel Number

Primary APN	`307006962001008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,442 sqft Living Area
1st Floor Area	462 sqft
Attic Area	441 sqft
Basement Area	980 sqft

Exterior

Year Built	Built 2014
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,036 sqft (0.322 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Deck Area	162 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1401 E 19TH ST
City	ATLANTIC
State	IA
Zip	50022-2882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST RIDGE ADDITION LOT 8
Legal Subdivision	EAST RIDGE 1ST ADDITION
Legal Lot Number	8
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2002
Census Tract	190400

Owner

Source: Cass County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1401 E 19TH ST, ATLANTIC, IA 50022-2882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Dec 23, 2022	Warranty Deed, Transfer · Line of Credit FIRST WHITNEY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2022 · Amount on Record
Deed Sale	Dec 23, 2022 · Amount on Record
Prior Sale	Apr 21, 2014 · Amount on Record
Deed Document Number	0020222084
Deed Book / Page	2022 / 2084
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	1401 E 19TH ST, ATLANTIC, IA 50022-2882
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1039
Date	Jun 19, 2020
Book Page	2020/1039
Instrument	2020-1039

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Dec 23, 2022
Property Address	1401 E 19TH ST, ATLANTIC, IA 50022-2882
Document Number	02022/2084
Book / Page	2022 / 2084
Instrument Date	Dec 19, 2022
Instrument	2022-2084
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1401 E 19TH ST, ATLANTIC, IA 50022-2882

Mortgage

Document Number	02022/2085
Date	Dec 23, 2022
Book Page	2022/2085
Instrument	2022-2085

Lender

Name	FIRST WHITNEY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Feb 21, 2028

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,210 (-4.3%) Land $24,950 Building $234,260	$259,210 (-4.3%) Land $24,950 Building $234,260
2024	$4,440.00 (-9.65%)
2023		$270,860 Land $24,950 Building $245,910	$270,860 Land $24,950 Building $245,910
2022	$4,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

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