1408 White Water Ln, Rockwall, TX 75087 Property Records

Rockwall County property record for 1408 White Water Ln, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,164 sqft · built 2013
Lot Size	0.169 acres (7,362 sqft)
Owner	Trust Name on File
Last Sale	$435,575 (Jun 2022)
Tax Bill	$4,066 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3262000H0013000R`

Property Details

APN / Parcel Number

Primary APN	`3262000H0013000R`
Alternative APNs	`R84462` `84462`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,164 sqft Living Area
Gross Area	2,655 sqft
1st Floor Area	2,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	115 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1408 WHITE WATER LN
City	ROCKWALL
State	TX
Zip	75087-7233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKES PHASE 7B, BLOCK H, LOT 13, (REPLAT 2014)
Legal Subdivision	CARUTH LAKES PHASE 7B
Legal Phase	7B
Legal Tract	13
Legal Block	H
Legal Lot Number	13
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3014
Census Tract	40202

Owner

1408 White Water Ln is held in a trust since June 2022.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Trust Name on File
Mailing Address	1408 WHITE WATER LN, ROCKWALL, TX 75087-7233
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Intrafamily Transfer, Transfer
Jun 1, 2022	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Jul 31, 2018	Warranty Deed, Transfer SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Prior Sale	Jul 31, 2018 · Amount on File
Deed Document Number	202212170
Prior Transfer Date	Jul 30, 2018
Prior Transfer Doc	0000013675
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Mar 3, 2026
Property Address	1408 WHITE WATER LN, ROCKWALL, TX 75087-7233
Document Number	0000003779
Instrument Date	Mar 3, 2026
Instrument	20260000003779
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1408 WHITE WATER LN, ROCKWALL, TX 75087-7233

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jun 1, 2022
Property Address	1408 WHITE WATER LN, ROCKWALL, TX 75087-7233
Document Number	0000012170
Map Reference	CAB H SL 301&302
Instrument Date	May 31, 2022
Instrument	20220000012170
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 WHITE WATER LN, ROCKWALL, TX 75087-7233

Mortgage

Document Number	0000012171
Date	Jun 1, 2022
Instrument	20220000012171

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1408 WHITE WATER LN, ROCKWALL, TX 75087-7233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028388
Date	Nov 20, 2020
Instrument	20200000028388

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jul 31, 2018
Property Address	1408 WHITE WATER LN, ROCKWALL, TX 75087-7233
Document Number	0000013675
Instrument Date	Jul 30, 2018
Instrument	13675
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1408 WHITE WATER LN ROCKWALL TX 750877233, ROCKWALL, TX 75087-7233

Mortgage

Document Number	13676
Date	Jul 31, 2018
Instrument	13676

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1408 White Water Ln was $4,066, down 23.1% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,056 (+3.92%) Land $150,000 Building $289,056	$439,056 (+3.92%) Land $150,000 Building $289,056
2025	$4,066.00 (-23.08%) Homeowner's exemption Senior Citizen's exemption	$422,514 Land $150,000 Building $272,514	$422,514 Land $150,000 Building $272,514
2024	$5,286.00 (-4.69%)
2023	$5,546.00 Homeowner's exemption Senior Citizen's exemption	$455,468 Land $177,000 Building $278,468	$455,468 Land $177,000 Building $278,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 White Water Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 White Water Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Optimum, Verizon.

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