1391 White Water Ln, Rockwall, TX 75087 Property Records

Rockwall County property record for 1391 White Water Ln, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,803 sqft · built 2013
Lot Size	0.189 acres (8,215 sqft)
Owner	Individual Name on File
Last Sale	$310,500 (Jun 2020)
Tax Bill	$5,702 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3262000F0020000R`

Property Details

APN / Parcel Number

Primary APN	`3262000F0020000R`
Alternative APNs	`R84449` `84449`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,803 sqft Living Area
Gross Area	3,341 sqft
1st Floor Area	2,803 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,215 sqft (0.189 acres)
Lot Dimensions	115 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	103 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1391 WHITE WATER LN
City	ROCKWALL
State	TX
Zip	75087-7235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKES PHASE 7B, BLOCK F, LOT 20, (REPLAT 2014)
Legal Subdivision	CARUTH LAKES PHASE 7B
Legal Phase	7B
Legal Tract	20
Legal Block	F
Legal Lot Number	20
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3014
Census Tract	40202

Owner

1391 White Water Ln is owned and occupied by an individual who bought it in June 2020.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1391 WHITE WATER LN, ROCKWALL, TX 75087-7235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 8, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Sep 8, 2020	Deed of Trust, Mortgage HOUSING & CMNTY DEV DEPT
Jun 19, 2020	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Deed Document Number	202013082
Prior Transfer Date	Jun 18, 2020
Prior Transfer Doc	0000013082
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1391 WHITE WATER LN, ROCKWALL, TX 75087-7235
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029228
Date	Oct 27, 2021
Instrument	20210000029228

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	MUMFORD, NY 14511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1391 WHITE WATER LN, ROCKWALL, TX 75087-7235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020846
Date	Sep 8, 2020
Instrument	20200000020846

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	DALLAS, TX 75244

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1391 WHITE WATER LN, ROCKWALL, TX 75087-7235
Document Number	0000020847
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 WHITE WATER LN ROCKWALL TX 750877235, ROCKWALL, TX 75087-7235

Mortgage

Document Number	0000020847
Date	Sep 8, 2020
Instrument	20847

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	PO BOX 13941, AUSTIN, TX 78711-3941

Agreement

Amount	Amount on Record

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jun 19, 2020
Property Address	1391 WHITE WATER LN, ROCKWALL, TX 75087-7235
Document Number	0000013082
Map Reference	CAB H SL 255&256
Instrument Date	Jun 18, 2020
Instrument	20200000013082
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	TATCO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 95, CALVIN, OK 74531-0095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 WHITE WATER LN, ROCKWALL, TX 75087-7235

Mortgage

Document Number	0000013083
Date	Jun 19, 2020
Instrument	20200000013083

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0000013084
Date	Jun 19, 2020
Instrument	20200000013084

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1391 White Water Ln was $5,702 with a homeowner's exemption, up % from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,103 (+5.1%) Land $150,000 Building $330,103	$480,103 (-0.77%) Land $150,000 Building $330,103
2025	$5,702.00 (+0.02%) Homeowner's exemption	$456,799	$483,812 Land $150,000 Building $333,812
2024	$5,701.00 (+16.58%)
2023	$4,890.00 Homeowner's exemption	$491,922 Land $177,000 Building $314,922	$491,922 Land $177,000 Building $314,922
2021	$5,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1391 White Water Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1391 White Water Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Optimum, Verizon.

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