1386 White Water Ln, Rockwall, TX 75087 Property Records

Rockwall County property record for 1386 White Water Ln, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,342 sqft · built 2013
Lot Size	0.169 acres (7,362 sqft)
Owner	2 Individual Names on File
Last Sale	$334,900 (Dec 2018)
Tax Bill	$6,762 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3262000H0016000R`

Property Details

APN / Parcel Number

Primary APN	`3262000H0016000R`
Alternative APNs	`R84465` `84465`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,342 sqft Living Area
Gross Area	3,815 sqft
1st Floor Area	3,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	115 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	20 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1386 WHITE WATER LN
City	ROCKWALL
State	TX
Zip	75087-7237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKES PHASE 7B, BLOCK H, LOT 16, (REPLAT 2014)
Legal Subdivision	CARUTH LAKES PHASE 7B
Legal Phase	7B
Legal Tract	16
Legal Block	H
Legal Lot Number	16
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3014
Census Tract	40202

Owner

1386 White Water Ln is owned and occupied by two individuals who bought it in December 2018.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1386 WHITE WATER LN, ROCKWALL, TX 75087-7237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA
Jul 6, 2019	Deed of Trust, Mortgage D&H LNDG
Dec 20, 2018	Warranty Deed, Transfer D&H LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	May 9, 2016 · Amount on File
Deed Document Number	201822345
Prior Transfer Date	Dec 19, 2018
Prior Transfer Doc	0000022345
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1386 WHITE WATER LN, ROCKWALL, TX 75087-7237
Document Number	0000020492
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1386 WHITE WATER LN ROCKWALL TX 750877237, ROCKWALL, TX 75087-7237

Mortgage

Document Number	0000020492
Date	Sep 2, 2020
Instrument	20492

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1386 WHITE WATER LN, ROCKWALL, TX 75087-7237
Document Number	0000011396
Instrument Date	Jul 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1386 WHITE WATER LN ROCKWALL TX 750877237, ROCKWALL, TX 75087-7237

Mortgage

Document Number	0000011396
Date	Jul 11, 2019
Instrument	11396

Lender

Name	D&H LNDG
Address	DALLAS, TX 75240

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Dec 20, 2018
Property Address	1386 WHITE WATER LN, ROCKWALL, TX 75087-7237
Document Number	0000022345
Instrument Date	Dec 19, 2018
Instrument	22345
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1386 WHITE WATER LN ROCKWALL TX 750877237, ROCKWALL, TX 75087-7237

Mortgage

Document Number	22346
Date	Dec 20, 2018
Instrument	22346

Lender

Name	D&H LNDG
Address	DALLAS, TX 75240

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1386 White Water Ln was $6,762 with a homeowner's exemption, up 0.8% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,121 (-0.18%) Land $150,000 Building $373,121	$523,121 (-0.8%) Land $150,000 Building $373,121
2025	$6,762.00 (+0.79%) Homeowner's exemption	$524,089	$527,314 Land $150,000 Building $377,314
2024	$6,709.00 (+16.46%)
2023	$5,761.00 Homeowner's exemption	$535,490 Land $177,000 Building $358,490	$535,490 Land $177,000 Building $358,490
2021	$6,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1386 White Water Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1386 White Water Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Optimum, Verizon.

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