1408 Sean Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1408 Sean Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,337 sqft · built 1996
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2020)
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`87527`

Property Details

APN / Parcel Number

Primary APN	`87527`
Alternative APN	`232630057300010080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,337 sqft Heated Area
Gross Area	1,900 sqft
1st Floor Area	1,337 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	121 ft deep x 65 ft wide
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	143 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	87527
Street Address	1408 SEAN CT
City	SAINT CLOUD
State	FL
Zip	34772-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANOE CREEK WOODS UNIT 11 PB 7 PG 144-145 LOT 8
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	CANOE CREEK WOODS & CRYSTAL CREEK
Legal Tract	573
Legal Block	1
Legal Lot Number	8
Legal Unit	11
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1022
Census Tract	43303

Owner

Source: Osceola County records · APN 87527

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1408 SEAN CT, SAINT CLOUD, FL 34772-9187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 07, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Oct 05, 2012 · Amount on Record
Deed Document Number	2020059116
Deed Book / Page	5716 / 1081
Record Updated	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 30, 2020
Property Address	1408 SEAN CT, SAINT CLOUD, FL 34772-9187
Document Number	0057161081
Book / Page	5716 / 1081
Map Reference	MB 7 PG 144&145
Instrument Date	Apr 29, 2020
Instrument	2020059116
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6128 BASS HWY, 6128, SAINT CLOUD, FL 34771-8627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 SEAN CT, SAINT CLOUD, FL 34772-9187

Mortgage

Document Number	0057161083
Date	Apr 30, 2020
Instrument	5716/1083

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 07, 2017
Property Address	1408 SEAN CT, SAINT CLOUD, FL 34772-9187
Document Number	0051601217
Book / Page	005160 / 001217
Instrument Date	May 31, 2017
Instrument	83202
Transaction Type	Transfer
Record Updated	Jul 17, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6128 BASS HWY ST CLOUD FL 347718627, ST CLOUD, FL 34771-8627

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,846.00 (+6.99%) Homeowner's exemption Senior Citizen's exemption	$213,524 (+5.99%)	$285,100 (+0.99%) Land $70,000 Building $215,100
2023	$2,660.00 (+4.03%) Homeowner's exemption Senior Citizen's exemption	$201,464 (+3%)	$282,300 (+18.46%) Land $60,000 Building $222,300
2022	$2,557.00 Homeowner's exemption Senior Citizen's exemption	$195,597	$238,300 Land $55,000 Building $183,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 133 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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