1406 Sean Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1406 Sean Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,345 sqft · built 1995
Lot Size	0.182 acres (7,927 sqft)
Owner	Individual Name on Record
Last Sale	$292,500 (Oct 2025)
Tax Bill	$4,776 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2021 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`23-26-30-0573-0001-0090`

Property Details

APN / Parcel Number

Primary APN	`23-26-30-0573-0001-0090`
Alternative APNs	`263023057300010090` `87528`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,345 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,237 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,927 sqft (0.182 acres)
Lot Dimensions	119 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1406 SEAN CT
City	SAINT CLOUD
State	FL
Zip	34772-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	CANOE CREEK WOODS UNIT 11 PB 7 PG 144-145 LOT 9
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	CANOE CREEK WOODS UNIT 11
Legal Tract	573
Legal Block	90
Legal Lot Number	9
Legal Unit	11
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1022
Census Tract	43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1406 SEAN CT, SAINT CLOUD, FL 34772-9187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Warranty Deed, Transfer · FHA Mortgage ACRISURE MORTGAGE LLC
Dec 8, 2021	Intrafamily Transfer, Transfer
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit RBC BK (GEORGIA) NA
Apr 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 6, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	2025126155
Deed Book / Page	6863 / 551
Prior Transfer Date	Dec 8, 2021
Prior Transfer Doc	0061030689
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 10, 2025
Property Address	1406 SEAN CT, SAINT CLOUD, FL 34772-9187
Document Number	0068630551
Book / Page	6863 / 551
Map Reference	MB 7 PG 144&145
Instrument Date	Oct 3, 2025
Instrument	2025126155
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,047.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 DORIS AVE #810810, 810810, NORTH PORT, FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 SEAN CT, SAINT CLOUD, FL 34772-9187

Mortgage

Document Number	0006863553
Date	Oct 10, 2025
Instrument	6863/553

Lender

Name	ACRISURE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0068630570
Date	Oct 10, 2025
Book Page	6863/570
Instrument	2025126157

Lender

Name	ACRISURE MORTGAGE LLC
Type	Mortgage Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Dec 8, 2021
Property Address	1406 SEAN CT, SAINT CLOUD, FL 34772-9187
Document Number	0061030689
Book / Page	6103 / 689
Map Reference	MB 7 PG 144&145
Instrument Date	Dec 8, 2021
Instrument	2021189334
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 DORIS AVE #810 # 810, 810, NORTH YORK XX

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1406 SEAN CT, SAINT CLOUD, FL 34772-9187
Document Number	0055802750
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 DORIS AVE STE 810

Mortgage

Document Number	0055802750
Date	Aug 28, 2019
Book Page	005580/002750
Instrument	111815

Lender

Name	RBC BK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 10, 2019
Property Address	1406 SEAN CT, SAINT CLOUD, FL 34772-9187
Document Number	0055052236
Book / Page	005505 / 002236
Instrument Date	Apr 10, 2019
Instrument	45519
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 DORIS AVE STE 810 N YORK

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 6, 2018
Property Address	1406 SEAN CT, SAINT CLOUD, FL 34772-9187
Document Number	0053800154
Book / Page	005380 / 000154
Instrument Date	Jul 24, 2018
Instrument	119794
Transaction Type	Foreclosure
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,067.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	260 DORIS AVE #810

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,776.00 (+5.62%)	$270,800 (-4.01%) Land $70,000 Building $200,800	$270,800 (-4.01%) Land $70,000 Building $200,800
2024	$4,522.00 (+7.28%)	$282,100 (+5.34%) Land $70,000 Building $212,100	$282,100 (+5.34%) Land $70,000 Building $212,100
2023	$4,215.00 (+12.73%)	$267,800 (+18.44%) Land $60,000 Building $207,800	$267,800 (+18.44%) Land $60,000 Building $207,800
2022	$3,739.00	$226,100 Land $55,000 Building $171,100	$226,100 Land $55,000 Building $171,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Xfinity.

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