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1403 Sean Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1403 Sean Ct, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,575 sqft · built 1996
Lot Size0.231 acres (10,062 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Mar 2025)
Tax Bill$1,015 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN23-26-30-0573-0001-0140

Property Details

APN / Parcel Number

Primary APN23-26-30-0573-0001-0140
Alternative APNs
  • 263023057300010140
  • 87537

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,575 sqft Living Area
Gross Area2,127 sqft
1st Floor Area1,575 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,062 sqft (0.231 acres)
Lot Dimensions129 ft deep x 92 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1403 SEAN CT
CitySAINT CLOUD
StateFL
Zip34772-9187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionCANOE CREEK WOODS UNIT 11 PB 7 PG 144-145 LOT 14
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionCANOE CREEK WOODS UNIT 11
Legal Tract573
Legal Block140
Legal Lot Number14
Legal Unit11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1022
Census Tract43303

Owner

Source: Osceola County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1403 SEAN CT, SAINT CLOUD, FL 34772-9187
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2025 · Amount on Record
Deed SaleMar 4, 2025 · Amount on Record
Deed Document Number202526755
Deed Book / Page6748 / 791
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateApr 10, 2026
Property Address1403 SEAN CT, SAINT CLOUD, FL 34772-9187
Document Number0069532777
Book / Page6953 / 2777
Instrument DateApr 6, 2026
Instrument202648461
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUNITED WHOLESALE MORTGAGE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1403 SEAN CT, SAINT CLOUD, FL 34772-9187

Mortgage

Document Number0000048461,
DateApr 10, 2026
Book Page6953/2777
Instrument202648461
Lender
NameSWIFT HOME LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,015.00 (+4.42%)$99,601 (+5.99%)$288,200 (+0.84%) Land $70,000 Building $218,200
2024$972.00 (+4.18%)
2023$933.00 (+5.42%) Homeowner's exemption$93,975 (+3%)$285,800 (+18.59%) Land $60,000 Building $225,800
2022$885.00 Homeowner's exemption$91,238$241,000 Land $55,000 Building $186,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20

May also be available: Xfinity.

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