Webb County property record for 1408 Palmer Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 2,031 sqft · built 1993 |
| Lot Size | 0.176 acres (7,671 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,515 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 970-80001-160 |
| Primary APN | 970-80001-160 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,031 sqft Living Area |
| Gross Area | 2,471 sqft |
| 1st Floor Area | 2,031 sqft |
| Utility Area | 49 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,671 sqft (0.176 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 195 sqft |
| Street Address | 1408 PALMER DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-1944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 16 BLK 1 EAGLE RIDGE |
| Legal Subdivision | EAGLE RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1722 |
1408 Palmer Dr is owned and occupied by an individual who acquired it in July 2019.
Source: Webb County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1408 PALMER DR, LAREDO, TX 78045-1944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FALCON INTERNATIONAL BANK |
| Aug 16, 2019 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 9, 2019 |
| Transfer Doc | 004647/731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 1408 PALMER DR, LAREDO, TX 78045-1944 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005376/307 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 5376/307 |
| Instrument | 1484899 |
| Name | FALCON INTERNATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LAREDO, TX 78041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Mar 1, 2028 |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 8.25% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 14.2% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Aug 16, 2019 |
| Property Address | 1408 PALMER DR, LAREDO, TX 78045-1944 |
| Document Number | 004647/731 |
| Book / Page | 4647 / 731 |
| Map Reference | VOL 5 PG 91 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 1369175 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1408 PALMER DR, LAREDO, TX 78045-1944 |
The 2025 property tax bill for 1408 Palmer Dr was $1,515 with a homeowner's exemption, up 9.7% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,329 (+1%) | $333,450 (-0.46%) Land $135,853 Building $197,597 | |
| 2025 | $1,515.00 (+9.7%) Homeowner's exemption | $299,390 | $335,003 Land $135,853 Building $199,150 |
| 2024 | $1,381.00 | ||
| 2023 | $286,625 Land $116,676 Building $169,949 | $286,625 Land $116,676 Building $169,949 | |
| 2022 | $1,489.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1408 Palmer Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2002–2017) |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1408 Palmer Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Smartcom Telephone.
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