1403 Palmer Dr, Laredo, TX 78045 Property Records

Webb County property record for 1403 Palmer Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,173 sqft · built 1994
Lot Size	0.179 acres (7,813 sqft)
Owner	Individual Name on File
Last Sale	$248,800 (May 2021)
Tax Bill	$1,453 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`970-80001-110`

Property Details

APN / Parcel Number

Primary APN	`970-80001-110`
Alternative APN	`236875`

Interior

Stories	1 Story
Building Area	2,173 sqft Living Area
Gross Area	2,679 sqft
1st Floor Area	2,173 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	7,813 sqft (0.179 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	345 sqft

Location & Zoning

Street Address	1403 PALMER DR
City	LAREDO
State	TX
Zip	78045-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 11 BLK 1 EAGLE RIDGE
Legal Subdivision	EAGLE RIDGE
Legal Block	1
Legal Lot Number	11
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1005
Census Tract	1722

Owner

1403 Palmer Dr is owned and occupied by an individual who bought it in May 2021.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1403 PALMER DR, LAREDO, TX 78045-1945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Dec 31, 2015
Deed Document Number	20211427704
Deed Book / Page	5015 / 544
Prior Transfer Date	May 3, 2021
Prior Transfer Doc	005015/544
Record Updated	Oct 29, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 4, 2021
Property Address	1403 PALMER DR, LAREDO, TX 78045-1945
Document Number	5015/544
Book / Page	5015 / 544
Map Reference	VOL 13 PG 5
Instrument Date	May 3, 2021
Instrument	1427704
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 PALMER DR, LAREDO, TX 78045-1945

Mortgage

Document Number	1427705
Date	May 4, 2021
Instrument	1427705

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1403 Palmer Dr was $1,453 with a homeowner's exemption, down 11.2% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,869 (+1%)	$347,229 (-0.47%) Land $138,368 Building $208,861
2025	$1,453.00 (-11.24%) Homeowner's exemption	$287,154	$348,860
2024	$1,637.00
2023		$304,368 Land $118,836 Building $185,532	$304,368 Land $118,836 Building $185,532
2022	$1,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1403 Palmer Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2017)
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1403 Palmer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Smartcom Telephone.

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