1406 Palmer Dr, Laredo, TX 78045 Property Records

Webb County property record for 1406 Palmer Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,056 sqft · built 1994
Lot Size	0.174 acres (7,598 sqft)
Owner	Individual Name on Record
Last Sale	$425,600 (Jul 2026)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`970-80001-150`

Property Details

APN / Parcel Number

Primary APN	`970-80001-150`
Alternative APN	`236879`

Interior

Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	2,540 sqft
1st Floor Area	2,056 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,598 sqft (0.174 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	288 sqft
Porch	Open Porch
Porch Area	332 sqft

Location & Zoning

Street Address	1406 PALMER DR
City	LAREDO
State	TX
Zip	78045-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 BLK 1 EAGLE RIDGE
Legal Subdivision	EAGLE RIDGE
Legal Block	1
Legal Lot Number	15
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1005
Census Tract	1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 FINCA LOOP, LAREDO, TX 78045-3405
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · Seller Carry-Back LAUREL FSB
Jul 2, 2026	Deed in Lieu of Foreclosure, Foreclosure LAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT
May 22, 2025	Vendor's Lien, Transfer FEMANDO LAURELJR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jul 2, 2026
Deed Document Number	20261591962
Deed Book / Page	6069 / 108
Prior Transfer Date	Jun 26, 2026
Prior Transfer Doc	0001591960
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Jul 2, 2026
Property Address	1406 PALMER DR, LAREDO, TX 78045-1944
Document Number	0001591962
Book / Page	6069 / 108
Instrument Date	Jun 26, 2026
Instrument	20261591962
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	LAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FINCA LOOP, LAREDO, TX 78045-3405

Mortgage

Document Number	0001591962,
Date	Jul 2, 2026
Book Page	6069/113
Instrument	20261591962

Lender

Name	LAUREL FSB
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	240 Months
Due	Jul 26, 2046

Interest

Max Rate	-1%

July 2026: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	WEBB TX
Recording Date	Jul 2, 2026
Property Address	1406 PALMER DR, LAREDO, TX 78045-1944
Document Number	0001591960
Book / Page	6069 / 100
Instrument Date	Jun 26, 2026
Instrument	20261591960
Transaction Type	Foreclosure
Record Updated	Aug 30, 2026
Title Company	LAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 22, 2025
Property Address	1406 PALMER DR, LAREDO, TX 78045-1944
Document Number	005837/610
Book / Page	5837 / 610
Map Reference	VOL 13 PG 5
Instrument Date	May 14, 2025
Instrument	1558110
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	LAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACTLTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2314 MIDDLECOFF LN, LAREDO, TX 78045-8159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 33, MIRANDO CITY, TX 78369-0033

Mortgage

Document Number	0001558111
Date	May 22, 2025
Instrument	1558111

Lender

Name	FEMANDO LAURELJR
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,637 (-0.47%) Land $134,561 Building $201,076	$335,637 (-0.47%) Land $134,561 Building $201,076
2025	$1,706.00 (-13.05%)	$337,234 (+14.09%) Land $134,561 Building $202,673	$337,234 (+14.09%) Land $134,561 Building $202,673
2024	$1,962.00 (+28.49%)
2023		$295,595 Land $115,566 Building $180,029	$295,595 Land $115,566 Building $180,029
2022	$1,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2017)
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Smartcom Telephone.

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