1408 Live Oak St, Commerce, TX 75428 Property Records

Hunt County property record for 1408 Live Oak St, Commerce, TX 75428

Property Summary

Property TypeCommercial
Details1 ba · 1,444 sqft · built 1987
Lot Size0.317 acres (13,809 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Jun 2021)
Tax Bill$10,649 (2024)
Deeds & MortgagesSep 2022 Sale
Jun 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN4380-0270-1041-31

Property Details

APN / Parcel Number

Primary APN4380-0270-1041-31
Alternative APNs
  • R54470
  • 54470

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,444 sqft Gross Area
1st Floor Area1,444 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2007
Construction TypeMasonry / Concrete Block
Lot Area13,809 sqft (0.317 acres)
Lot Dimensions117 ft deep x 118 ft wide
Garage Area9,872 sqft
Canopy1,998 sqft
Total Buildings3 Buildings

Location & Zoning

Street Address1408 LIVE OAK ST
CityCOMMERCE
StateTX
Zip75428-2546
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionS4380 ORIG TOWN OF COMMERCE BLK 27A LOT 4A,4C ACRES .317
Legal SubdivisionORIG TOWN OF COMMERCE
Legal Block27A
Legal Lot Number4A,4C
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1015
Census Tract960600

Owner

1408 Live Oak St, a commercial property, is owned by an individual who bought it in June 2021.

Source: Hunt County records, as of November 13, 2025

Owner of RecordIndividual Name on File
Mailing Address5370 COLBIE, RENO, TX 75462-5900
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2022Contract Sale, Transfer
Jun 29, 2021Vendor's Lien, Transfer · Line of Credit
LIBERTY NATIONAL BANK
Oct 31, 2017Grant Deed, Transfer
HAK MENG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2021 · Amount on File
Deed SaleJun 29, 2021 · Amount on File
Prior SaleOct 31, 2017 · Amount on File
Deed Document Number202113775
Prior Transfer DateOct 1, 2013
Prior Transfer Doc0000012121
Record UpdatedOct 29, 2026

September 2022: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionHUNT TX
Recording DateSep 8, 2022
Property Address1408 LIVE OAK ST, COMMERCE, TX 75428-2546
Document Number0000021113
Map ReferenceVOL 46 PG 391
Instrument DateAug 1, 2022
Instrument2022-21113
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1408 LIVE OAK ST, COMMERCE, TX 75428-2546

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 E FOREST AVE, SHERMAN, TX 75090-8832

June 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateJun 29, 2021
Property Address1408 LIVE OAK ST, COMMERCE, TX 75428-2546
Document Number0000013775
Map ReferenceVOL 22 PG 269
Instrument DateJun 1, 2021
Instrument2021-13775
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5370 COLBIE, RENO, TX 75462-5900
InvestorPossibly a Property Investor

Mortgage

Document Number0000013776
DateJun 29, 2021
Instrument2021-13776
Lender
NameLIBERTY NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJun 23, 2036

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUNT TX
Recording DateOct 31, 2017
Property Address1408 LIVE OAK ST, COMMERCE, TX 75428-2546
Document Number0000015210
Instrument DateOct 15, 2017
Instrument15210
Transaction TypeTransfer
Record UpdatedNov 30, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 LIVE OAK ST COMMERCE TX 754282546, COMMERCE, TX 75428-2546

Mortgage

Document Number15209
DateOct 31, 2017
Instrument15209
Lender
NameHAK MENG
Address225 WEST ST, BRAINTREE, MA 02184-3913
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term180 Months
DueOct 30, 2032

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$405,240 Land $55,230 Building $350,010$405,240 Land $55,230 Building $350,010
2024$10,649.00
2023$417,130 Land $55,230 Building $361,900$417,130 Land $55,230 Building $361,900
2022$8,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 Live Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Live Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COMMERCE
serves 9,266 people · EPA ID TX1160003
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Total trihalomethanes
resolved · Oct 2017
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Peoples Communications
Fixed Wireless
500 / 60
360 Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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