1407 Live Oak St, Commerce, TX 75428 Property Records

Hunt County property record for 1407 Live Oak St, Commerce, TX 75428

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details6,020 sqft · built 2008
Lot Size0.626 acres (27,269 sqft)
OwnerCompany Name on Record
Tax Bill$18,732 (2024)
Deeds & MortgagesFeb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN2883-0010-0010-31

Property Details

APN / Parcel Number

Primary APN2883-0010-0010-31
Alternative APN
  • R54562

Interior

Stories1 Story
Building Area6,020 sqft Total Area
1st Floor Area6,020 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2013
Lot Area27,269 sqft (0.626 acres)
PorchCovered Porch
Porch Area530 sqft

Location & Zoning

Account NumberR54562
Street Address1407 LIVE OAK ST
CityCOMMERCE
StateTX
Zip75428
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionS2883 FAMILY VIDEO ADDITION BLK 1 LOT 1 ACRES .626
Legal SubdivisionFAMILY VIDEO ADDITION
Legal Tract1
Legal Block1
Legal Lot Number1
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2013
Census Tract960600

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2701 W LAWRENCE AVE STE A, A, SPRINGFIELD, IL 62704-7215
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2014
Deed SaleFeb 13, 2014
Deed Document Number0020142316
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address1407 LIVE OAK ST, COMMERCE, TX 75428
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002931
DateFeb 8, 2022
Instrument2022-02931
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressPAOLI, PA 19301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term22 Months
DueDec 1, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$715,630 (-5.75%) Land $122,710 Building $592,920$715,630 (-5.75%) Land $122,710 Building $592,920
2024$18,732.00 (-9.02%)
2023$759,280 Land $122,710 Building $636,570$759,280 Land $122,710 Building $636,570
2022$20,589.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COMMERCE
serves 9,266 people · EPA ID TX1160003
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Total trihalomethanes
resolved · Oct 2017
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Peoples Communications
Fixed Wireless
500 / 60
360 Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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