1406 Live Oak St, Commerce, TX 75428 Property Records

Hunt County property record for 1406 Live Oak St, Commerce, TX 75428

Property Summary

Property TypeCommercial
Details1 ba · 2,300 sqft · built 1997
Lot Size0.403 acres (17,555 sqft)
OwnerCompany Name on File
Last Sale$787,500 (Jul 2017)
Tax Bill$4,450 (2024)
Deeds & MortgagesJun 2017 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN4380-0270-1030-31

Property Details

APN / Parcel Number

Primary APN4380-0270-1030-31
Alternative APNs
  • R54469
  • 54469

Interior

Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area2,300 sqft Gross Area
1st Floor Area2,300 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialMetal
Construction TypeMetal Frame
Roof MaterialMetal
Lot Area17,555 sqft (0.403 acres)
Garage Area15,290 sqft
Canopy2,248 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address1406 LIVE OAK ST
CityCOMMERCE
StateTX
Zip75428
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionS4380 ORIG TOWN OF COMMERCE BLK 27A LOT 3 ACRES .403
Legal SubdivisionORIG TOWN OF COMMERCE
Legal Block27A
Legal Lot Number3
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1015
Census Tract960600

Owner

Source: Hunt County records · APN 4380-0270-1030-31

Assessment roll updated September 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address17350 STATE HIGHWAY 249, 220, HOUSTON, TX 77064-1132
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2017Deed of Trust, Mortgage
CARLOS LIMONES
Jul 07, 2017Vendor's Lien, Transfer · Commercial Mortgage
CYPRESS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2017 · Amount on Record
Deed SaleJul 07, 2017 · Amount on Record
Deed Document Number20179026
Record UpdatedJun 08, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address1406 LIVE OAK ST, COMMERCE, TX 75428
Document Number0000009028
Instrument DateJun 23, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1406 LIVE OAK ST COMMERCE TX 75428, COMMERCE, TX 75428

Mortgage

Document Number0000009028
DateJul 07, 2017
Instrument9028
Lender
NameCARLOS LIMONES
Address1052 COUNTY ROAD 4821, WOLFE CITY, TX 75496-2002
Agreement
AmountAmount Recorded
Term180 Months
DueJul 06, 2032

July 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateJul 07, 2017
Property Address1406 LIVE OAK ST, COMMERCE, TX 75428
Document Number0000009026
Instrument DateJun 23, 2017
Instrument2017-09026
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1052 COUNTY ROAD 4821, 1052, WOLFE CITY, TX 75496-2002

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 KINGSFORD CT, HEATH, TX 75032-1913

Mortgage

Document Number0000009027
DateJul 07, 2017
Instrument2017-09027
Lender
NameCYPRESS BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2037
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateJul 01, 2037
Change FrequencyAnnually
Index1-Year CMT
Max Rate10.2%

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$180,790 (-10.52%) Land $70,220 Building $110,570$180,790 (-10.52%) Land $70,220 Building $110,570
2024$4,450.00 (-34.52%)
2023$202,050 Land $70,220 Building $131,830$202,050 Land $70,220 Building $131,830
2022$6,796.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Peoples Telephone Cooperative
Fixed Wireless
500 / 60
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AMG Technology Investment Group
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 299 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF COMMERCE
serves 9,266 people
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Total trihalomethanes
resolved · Oct 2017
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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