1408 James Ct, Ottawa, IL 61350 Property Records

LaSalle County property record for 1408 James Ct, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,720 sqft · built 1976
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$192,500 (Aug 2021)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-23-207-003`

Property Details

APN / Parcel Number

Primary APN	`22-23-207-003`
Alternative APN	`18-23-203-007`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,720 sqft Total Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	1408 JAMES CT
City	OTTAWA
State	IL
Zip	61350-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR ESTATES, LT 3 BLK 3 SEC 23-33-3
Legal Range	03
Legal Township	33
Legal Section	23
Legal Subdivision	WINDSOR ESTATES SUB
Legal Block	3
Legal Lot Number	3
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	3
Census Block	3011
Census Tract	963500

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1408 JAMES CT, OTTAWA, IL 61350-4709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
May 14, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MTG CO LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	May 14, 2019 · Amount on Record
Deed Document Number	202112365
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Aug 6, 2021
Property Address	1408 JAMES CT, OTTAWA, IL 61350-4709
Document Number	202112365
Map Reference	MB 2 PG 16 & 17
Instrument Date	Jul 21, 2021
Instrument	2021-12365
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$288.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2474 N 37TH RD, 2474, SERENA, IL 60549-9758

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1408 JAMES CT, OTTAWA, IL 61350-4709

Mortgage

Document Number	202112366
Date	Aug 6, 2021
Instrument	2021-12366

Lender

Name	GUARANTEED RATE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	3%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	May 14, 2019
Property Address	1408 JAMES CT, OTTAWA, IL 61350-4709
Document Number	201905597
Instrument Date	May 13, 2019
Instrument	201905597
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 JAMES CT, OTTAWA, IL 61350-4709

Mortgage

Document Number	201905598
Date	May 14, 2019
Instrument	201905598

Lender

Name	FIRST CENTENNIAL MTG CO LTD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$75,104 (+17.98%) Land $14,652 Building $60,452	$225,312 (+17.98%) Land $43,956 Building $181,356
2023	$63,657 Land $12,419 Building $51,238	$190,971 Land $37,257 Building $153,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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