1409 James Ct, Ottawa, IL 61350 Property Records

LaSalle County property record for 1409 James Ct, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,728 sqft · built 1976
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$153,500 (Mar 2019)
Tax Bill	$7,418 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-23-206-010`

Property Details

APN / Parcel Number

Primary APN	`22-23-206-010`
Alternative APN	`18-23-201-027`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,728 sqft Total Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	1409 JAMES CT
City	OTTAWA
State	IL
Zip	61350-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR ESTATES, LT 10 BLK 2 SEC 23-33-3
Legal Range	03
Legal Township	33
Legal Section	23
Legal Subdivision	WINDSOR ESTATES SUB
Legal Block	2
Legal Lot Number	10
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	3
Census Block	3010
Census Tract	963500

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1409 JAMES CT, OTTAWA, IL 61350-4708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage OTTAWA SAVINGS BANK
Jun 4, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	May 21, 2007 · Amount on File
Deed Document Number	20193300
Prior Transfer Date	Jun 1, 2018
Prior Transfer Doc	201806712
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1409 JAMES CT, OTTAWA, IL 61350-4708
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201808481
Date	Jun 29, 2018
Instrument	201808481

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Mar 29, 2019
Property Address	1409 JAMES CT, OTTAWA, IL 61350-4708
Document Number	201903300
Instrument Date	Mar 29, 2019
Instrument	201903300
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1283, SACO, ME 04072-1283

Mortgage

Document Number	201903301
Date	Mar 29, 2019
Instrument	201903301

Lender

Name	OTTAWA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Jun 4, 2018
Property Address	1409 JAMES CT, OTTAWA, IL 61350-4708
Document Number	201806712
Instrument Date	Jun 1, 2018
Instrument	201806712
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 JAMES CT, OTTAWA, IL 61350-4708

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,418.00 (+6.44%)	$79,666 (+8.5%) Land $11,107 Building $68,559	$238,998 (+8.5%) Land $33,321 Building $205,677
2024	$6,969.00	$73,425 (+8.74%) Land $10,237 Building $63,188	$220,275 (+8.74%) Land $30,711 Building $189,564
2023		$67,523 (+9.53%) Land $9,414 Building $58,109	$202,569 (+9.53%) Land $28,242 Building $174,327
2022		$61,648 Land $12,232 Building $49,416	$184,944 Land $36,696 Building $148,248

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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