1403 James Ct, Ottawa, IL 61350 Property Records

LaSalle County property record for 1403 James Ct, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,484 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Oct 2025)
Tax Bill	$7,895 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-23-206-007`

Property Details

APN / Parcel Number

Primary APN	`22-23-206-007`
Alternative APN	`18-23-201-024`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,484 sqft Total Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	1403 JAMES CT
City	OTTAWA
State	IL
Zip	61350-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR ESTATES SUB, LT 7 BLK 2 SEC 23-33-3
Legal Range	03
Legal Township	33
Legal Section	23
Legal Subdivision	WINDSOR ESTATES SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	3
Census Block	3010
Census Tract	963500

Owner

1403 James Ct is owned and occupied by an individual who bought it in October 2025.

Source: LaSalle County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1403 JAMES CT, OTTAWA, IL 61350-4708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	May 8, 2025 · Amount on File
Deed Document Number	202511672
Record Updated	Oct 29, 2026

October 2025: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 29, 2025
Property Address	1403 JAMES CT, OTTAWA, IL 61350-4708
Document Number	0202511672
Map Reference	MB 2 PG 16-17
Instrument Date	Oct 20, 2025
Instrument	2025-11672
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 JAMES CT, OTTAWA, IL 61350-4708

Mortgage

Document Number	0202511673
Date	Oct 29, 2025
Instrument	2025-11673

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1403 James Ct was $7,895, up 12.5% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,895.00 (+12.5%)	$78,401 (+8.5%) Land $14,527 Building $63,874	$235,203 (+8.5%) Land $43,581 Building $191,622
2024	$7,018.00	$72,259 (+8.74%) Land $13,389 Building $58,870	$216,777 (+8.74%) Land $40,167 Building $176,610
2023		$66,451 (+9.53%) Land $12,313 Building $54,138	$199,353 (+9.53%) Land $36,939 Building $162,414
2022	$6,537.00	$60,670 Land $12,710 Building $47,960	$182,010 Land $38,130 Building $143,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1403 James Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1403 James Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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