14075 Cooper Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 14075 Cooper Rd, Spring Hill, FL 34609 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 1988
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Aug 2014)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5120-0727-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5120-0727-0140`
Alternative APNs	`00504092` `504092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,692 sqft
1st Floor Area	1,846 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Screened Porch
Porch Area	1,376 sqft
Deck Area	140 sqft
Patio Area	558 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00504092
Street Address	14075 COOPER RD
City	SPRING HILL
State	FL
Zip	34609-6528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 12 BLK 727 LOT 14
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 12
Legal Block	727
Legal Lot Number	14
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3022
Census Tract	40906

Owner

Source: Hernando County records · APN R32-323-17-5120-0727-0140

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14075 COOPER RD, SPRING HILL, FL 34609-6528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
May 23, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Jul 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2014 · Amount on Record
Deed Sale	Aug 26, 2014 · Amount on Record
Prior Sale	Apr 25, 2002 · Amount on Record
Deed Document Number	201444640
Deed Book / Page	3121 / 1240
Last Transfer Date	May 10, 2023
Transfer Doc	0043011064
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14075 COOPER RD, SPRING HILL, FL 34609-6528
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14075 COOPER RD, SPRING HILL, FL 34609-6528

Mortgage

Document Number	0044051300
Date	Mar 22, 2024
Book Page	4405/1300
Instrument	2024018220

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	33690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	May 23, 2023
Property Address	14075 COOPER RD, SPRING HILL, FL 34609-6528
Document Number	0043011064
Book / Page	4301 / 1064
Map Reference	MB 8 PG 74-83
Instrument Date	May 10, 2023
Instrument	2023031784
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14075 COOPER RD, SPRING HILL, FL 34609-6528

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14075 COOPER RD, SPRING HILL, FL 34609-6528

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14075 COOPER RD, SPRING HILL, FL 34609-6528
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14075 COOPER RD, SPRING HILL, FL 34609-6528

Mortgage

Document Number	0041161455
Date	Jan 20, 2022
Book Page	4116/1455
Instrument	2022005696

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2042

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14075 COOPER RD, SPRING HILL, FL 34609-6528
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038681413
Date	Jul 29, 2020
Book Page	3868/1413
Instrument	2020045737

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Jan 01, 2046

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00 (+70.31%)	$115,586 (+6.67%)	$262,246 (+13.67%) Land $40,000 Building $222,246
2023		$108,357 (+3%) Land $108,357
2022	$1,044.00 Homeowner's exemption	$105,201	$230,707 Land $35,500 Building $195,207

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530409063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 398 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Open Infra	Fiber	8,000 / 8,000
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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