14051 Cooper Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 14051 Cooper Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,783 sqft · built 2004
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Oct 2010)
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5120-0727-0170`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5120-0727-0170`
Alternative APNs	`00504127` `504127`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,267 sqft
1st Floor Area	1,783 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00504127
Street Address	14051 COOPER RD
City	SPRING HILL
State	FL
Zip	34609-6528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 12 BLK 727 LOT 17 ORB 2066 PG 1018
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 12
Legal Block	727
Legal Lot Number	17
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3022
Census Tract	40906

Owner

14051 Cooper Rd is owned and occupied by an individual who bought it in October 2010.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	14051 COOPER RD, SPRING HILL, FL 34609-6528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage R P FUNDING
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2010 · Amount on File
Deed Sale	Oct 13, 2010 · Amount on File
Prior Sale	Jan 20, 2010
Deed Document Number	201054225
Deed Book / Page	2775 / 830
Prior Transfer Date	Aug 6, 2010
Prior Transfer Doc	0027750828
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14051 COOPER RD, SPRING HILL, FL 34609-6528
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14051 COOPER RD, SPRING HILL, FL 34609-6528

Mortgage

Document Number	0042750898
Date	Mar 16, 2023
Book Page	4275/898
Instrument	2023014275

Lender

Name	R P FUNDING
Type	Non-Lending Institution
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14051 COOPER RD, SPRING HILL, FL 34609-6528
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14051 COOPER RD, SPRING HILL, FL 34609-6528

Mortgage

Document Number	0041311755
Date	Feb 24, 2022
Book Page	4131/1755
Instrument	2022014539

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14051 COOPER RD, SPRING HILL, FL 34609-6528
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039710215
Date	Mar 24, 2021
Book Page	3971/215
Instrument	2021020297

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14051 COOPER RD, SPRING HILL, FL 34609-6528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14051 COOPER RD, SPRING HILL, FL 34609-6528

Mortgage

Document Number	0039280571
Date	Dec 18, 2020
Book Page	3928/571
Instrument	2020079817

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 14051 Cooper Rd was $1,513 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00 Homeowner's exemption	$96,964	$239,593 Land $40,000 Building $199,593
2023		$91,486 (+3%) Land $91,486
2022	$788.00 Homeowner's exemption	$88,821	$240,005 Land $35,500 Building $204,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14051 Cooper Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14051 Cooper Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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