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14094 Cooper Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 14094 Cooper Rd, Spring Hill, FL 34609 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,104 sqft · built 1987
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (May 2023)
Tax Bill$2,282 (2025)
Deeds & MortgagesMar 2024 Mortgage
May 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR32-323-17-5120-0785-0010

Property Details

APN / Parcel Number

Primary APNR32-323-17-5120-0785-0010
Alternative APNs
  • 00296218
  • 296218

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions140 ft deep x 96 ft wide
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area240 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00296218
Street Address14094 COOPER RD
CitySPRING HILL
StateFL
Zip34609-6527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 12 BLK 785 LOT 1
Legal Range18E
Legal Township23S
Legal Section27
Legal SubdivisionSPRING HILL UNIT 12
Legal Block785
Legal Lot Number1
Legal Unit12
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3030
Census Tract40906

Owner

Source: Hernando County records · APN R32-323-17-5120-0785-0010

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address14094 COOPER RD, SPRING HILL, FL 34609-6527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 08, 2023Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 28, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2023 · Amount on Record
Deed SaleMay 08, 2023 · Amount on Record
Prior SaleApr 28, 2010 · Amount on Record
Deed Document Number2023027312
Deed Book / Page4294 / 1630
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address14094 COOPER RD, SPRING HILL, FL 34609-6527
Transaction TypeMortgage
Record UpdatedMar 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address14094 COOPER RD, SPRING HILL, FL 34609-6527

Mortgage

Document Number0043990165
DateMar 05, 2024
Book Page4399/165
Instrument2024013884
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueMay 01, 2053

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 08, 2023
Property Address14094 COOPER RD, SPRING HILL, FL 34609-6527
Document Number0042941630
Book / Page4294 / 1630
Map ReferenceMB 8 PG 74-83
Instrument DateApr 21, 2023
Instrument2023027312
Transaction TypeTransfer
Record UpdatedJun 14, 2023
Title CompanySOUTHEAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14094 COOPER RD, SPRING HILL, FL 34609-6527

Mortgage

Document Number2023027313
DateMay 08, 2023
Instrument2023027313
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address14094 COOPER RD, SPRING HILL, FL 34609-6527
Document Number0038000988
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedMar 03, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address14094 COOPER RD SPRING HILL FL 346096527, SPRING HILL, FL 34609-6527

Mortgage

Document Number0038000988
DateJan 28, 2020
Book Page003800/000988
Instrument5887
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 27, 2035

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address14094 COOPER RD, SPRING HILL, FL 34609-6527
Document Number0036001396
Instrument DateJun 28, 2018
Transaction TypeMortgage
Record UpdatedJul 31, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address14094 COOPER RD SPRING HILL FL 346096527, SPRING HILL, FL 34609-6527

Mortgage

Document Number0036001396
DateJul 05, 2018
Book Page003600/001396
Instrument41024
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 04, 2048

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,282.00 (+263.96%) Additional exemption filed$199,318 (+146.38%) Land $53,224 Building $146,094$199,318 (+7.35%) Land $53,224 Building $146,094
2023$80,899 Land $80,899
2022$627.00$185,669 Land $47,236 Building $138,433

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530409063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 398 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Open InfraFiber8,000 / 8,000
WOW Internet, Cable & PhoneFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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