1407 Rector St NE, Sparta, MI 49345 Property Records

Kent County property record for 1407 Rector St NE, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Lot Size	18.1 acres (788,523 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,565 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-20-251-007`

Property Details

APN / Parcel Number

Primary APN	`41-06-20-251-007`

Exterior

Lot Area	788,523 sqft (18.1 acres)

Location & Zoning

Street Address	1407 RECTOR ST NE
City	SPARTA
State	MI
Zip	49345-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	410620251007 PART OF NE 1/4 COM 1701.52 FT S ALONG N&S 1/4 LINE FROM N 1/4 COR TH S ALONG N&S 1/4 LINE 328.48 FT TH S 89D 55M
Legal Range	11W
Legal Township	09N
Legal Section	20
Jurisdiction	KENT MI
Township / Civil Division	ALGOMA
Census Block Group	2
Census Block	2032
Census Tract	10601

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1407 RECTOR ST NE, SPARTA, MI 49345-9447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Sep 12, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHOICEONE BANK
Jan 17, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 25, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CHOICE ONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 14, 2014
Transfer Doc	0000005062
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1407 RECTOR ST NE, SPARTA, MI 49345-9447
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044920
Date	Apr 15, 2021
Instrument	20210415-0044920

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1407 RECTOR ST NE, SPARTA, MI 49345-9447
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NONE AVAILABLE3

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075024
Date	Sep 25, 2018
Instrument	20180925-0075024

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1407 RECTOR ST NE, SPARTA, MI 49345-9447
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071379
Date	Sep 12, 2018
Instrument	20180912-0071379

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Jan 17, 2018
Property Address	1407 RECTOR ST NE, SPARTA, MI 49345-9447
Document Number	0000004576
Instrument Date	Jan 17, 2018
Instrument	4576
Transaction Type	Transfer
Record Updated	Feb 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1407 RECTOR ST NE SPARTA MI 49345, SPARTA, MI 49345

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENT MI
Recording Date	Oct 25, 2017
Property Address	1407 RECTOR ST NE, SPARTA, MI 49345-9447
Instrument Date	Oct 19, 2017
Instrument	90373
Transaction Type	Construction Loan
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1407 RECTOR ST NE SPARTA MI 49345, SPARTA, MI 49345

Mortgage

Document Number	0000090373
Date	Oct 25, 2017
Instrument	90373

Lender

Name	CHOICE ONE BK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 24, 2018

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Algoma Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,000 (+10.38%)	$804,000 (+10.38%)
2025	$6,565.00 (+19.08%) Homeowner's exemption	$364,200 (+16.14%)	$728,400 (+16.14%)
2023		$313,600	$627,200
2021	$5,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rector St NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures