1271 Rector St NE, Sparta, MI 49345 Property Records

Kent County property record for 1271 Rector St NE, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,754 sqft · built 1990
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Aug 2020)
Tax Bill	$4,683 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-06-20-251-005`

Property Details

APN / Parcel Number

Primary APN	`41-06-20-251-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,754 sqft Living Area
Basement Area	1,754 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	243 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	1,480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1271 RECTOR ST NE
City	SPARTA
State	MI
Zip	49345-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	S 243.0 FT OF E 200.0 FT OF W 562.02 FT OF SW 1/4 NE 1/4 * SEC 20 T9N R11W 1.12 A.
Legal Range	11W
Legal Township	09N
Legal Section	20
Jurisdiction	KENT MI
Township / Civil Division	ALGOMA
Census Block Group	2
Census Block	2032
Census Tract	10601

Owner

1271 Rector St NE is owned and occupied by two individuals who acquired it in May 2026.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1271 RECTOR ST NE, SPARTA, MI 49345-9447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Aug 10, 2020 · Amount on File
Deed Document Number	202081071124
Last Transfer Date	May 19, 2026
Transfer Doc	0000033301
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 20, 2026
Property Address	1271 RECTOR ST NE, SPARTA, MI 49345-9447
Document Number	0000033301
Instrument Date	May 19, 2026
Instrument	202633301
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1271 RECTOR ST NE, SPARTA, MI 49345-9447

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 10, 2020
Property Address	1271 RECTOR ST NE, SPARTA, MI 49345-9447
Document Number	0000071124
Instrument Date	Jul 31, 2020
Instrument	20200810-0071124
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	SUN TITLE AGENCY OF MI LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1271 RECTOR ST NE, 1271, SPARTA, MI 49345-9447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 17 MILE RD, KENT CITY, MI 49330-9457

Mortgage

Document Number	0000071125
Date	Aug 10, 2020
Instrument	20200810-0071125

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1271 Rector St NE was $4,683.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Algoma Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,900 (+8.28%)	$415,800 (+8.28%)
2025	$4,683.00 Homeowner's exemption	$192,000	$384,000
2023		$163,700	$327,400
2021	$3,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1271 Rector St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1271 Rector St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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