Kent County property record for 1303 Rector St NE, Sparta, MI 49345
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,056 sqft · built 1976 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,955 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-06-20-251-006 |
| Primary APN | 41-06-20-251-006 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,056 sqft Living Area |
| Basement Area | 1,056 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 208 ft deep x 208 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1303 RECTOR ST NE |
|---|---|
| City | SPARTA |
| State | MI |
| Zip | 49345-9447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | S 208.71 FT OF E 208.71 FT OF W 770.73 FT OF SW 1/4 NE 1/4 * SEC 20 T9N R11W 1.00 A. |
| Legal Range | 11W |
| Legal Township | 09N |
| Legal Section | 20 |
| Jurisdiction | KENT MI |
| Township / Civil Division | ALGOMA |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 10601 |
1303 Rector St NE is owned and occupied by an individual.
Source: Kent County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1303 RECTOR ST NE, SPARTA, MI 49345-9447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Aug 27, 2026 |
| Property Address | 1303 RECTOR ST NE, SPARTA, MI 49345-9447 |
| Document Number | 0000058392 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202658392 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1303 RECTOR ST NE, SPARTA, MI 49345-9447 |
| Document Number | 0000058392, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202658392 |
| Name | COMPASS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 21, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1303 Rector St NE was $1,955.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Algoma Township |
| Unified School District | Sparta Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,100 (+10.2%) | $218,200 (+10.2%) | |
| 2025 | $1,955.00 Homeowner's exemption | $99,000 | $198,000 |
| 2023 | $80,800 | $161,600 | |
| 2021 | $1,641.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1303 Rector St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1303 Rector St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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