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1407 Olivia St, Key West, FL 33040 Property Records

Monroe County property record for 1407 Olivia St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,456 sqft · built 1938
Lot Size0.06 acres (2,594 sqft)
Owner2 Company Names on Record
Last Sale$1,799,000 (Feb 2025)
Tax Bill$6,630 (2024)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00023990-000000

Property Details

APN / Parcel Number

Primary APN00023990-000000
Alternative APNs
  • 01010100023990000000
  • 1024791

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2016
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,594 sqft (0.06 acres)
Lot Dimensions88 ft deep x 29 ft wide
PorchOpen Porch
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1024791
Street Address1407 OLIVIA ST
CityKEY WEST
StateFL
Zip33040-7224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW BENJ ALBURYS SUBD DIAGRAM I-389 PT LOT 13 SQR 2 TR 7 OR308-535/36 OR492-232 OR1400-1786 OR1426-2103/05 OR2680-1666/68 OR2981-1360
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionALBURYS SUBDIVISION
Legal Tract7
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1014
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address1128 SW 42ND TER, CAPE CORAL, FL 33914-5705
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2025 · Amount on Record
Deed SaleFeb 20, 2025 · Amount on Record
Prior SaleAug 23, 2019 · Amount on Record
Deed Document Number20252490518
Deed Book / Page3312 / 1696
Prior Transfer DateApr 8, 2014
Prior Transfer Doc0026801666
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 23, 2019
Property Address1407 OLIVIA ST, KEY WEST, FL 33040-7224
Document Number0029811360
Book / Page2981 / 1360
Map ReferenceMB T PG 389
Instrument DateAug 19, 2019
Instrument2234040
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1235 SAN PABLO AVE, 1235, ALBANY, CA 94706-2217

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 HARRISON ST, VERONA, NJ 07044-1205

Mortgage

Document Number0029811363
DateAug 23, 2019
Instrument2981-1363
Lender
NameIBERIABANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$811,247 (+5.99%)$1,411,430 (+14%) Land $874,386 Building $537,044
2024$6,630.00 (+1.67%)
2023$6,521.00 (+4.49%) Homeowner's exemption$765,422 (+3%)$1,238,056 (+30.06%) Land $786,397 Building $451,659
2022$6,241.00 Homeowner's exemption$743,129$951,910 Land $574,675 Building $377,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 156 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 units insured
incl. 11 condo units
Nearby Flood Claims5 (1998–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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