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1410 Olivia St, Key West, FL 33040 Property Records

Monroe County property record for 1410 Olivia St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,275 sqft · built 1938
Lot Size0.135 acres (5,860 sqft)
Owner2 Individual Names on File
Last Sale$2,800,000 (Dec 2024)
Tax Bill$18,118 (2024)
Deeds & MortgagesAug 2021 Transfer
Mar 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00024090-000000

Property Details

APN / Parcel Number

Primary APN00024090-000000
Alternative APNs
  • 01010100024090000000
  • 1024899

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,275 sqft Living Area
1st Floor Area2,275 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2016
Exterior MaterialWood
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area5,860 sqft (0.135 acres)
Lot Dimensions90 ft deep x 68 ft wide

Exterior Amenities

Pool Area231 sqft
PorchOpen Porch
Porch Area240 sqft
Patio Area1,237 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1024899
Street Address1410 OLIVIA ST
CityKEY WEST
StateFL
Zip33040-7225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW BENJ ALBURYS SUBD DIAGRAM I-389 PT LOT 3 SQR 3 TR 7 H2-300 OR570-213 OR789-636 789-637 OR789-639 OR792-1571 OR793-1245 OR842-2359 OR844-964 OR1013-2437 OR3084-1527 OR3118-0596 OR3304-0065
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKW BENJ ALBURYS SUB
Legal Tract7
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1015
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1410 Olivia St is owned and occupied by two individuals who bought it in December 2024.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address1410 OLIVIA ST, KEY WEST, FL 33040-7225
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Mar 26, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2024 · Amount on File
Deed SaleDec 16, 2024 · Amount on File
Prior SaleMar 26, 2021 · Amount on File
Deed Document Number20242483720
Deed Book / Page3304 / 65
Prior Transfer DateAug 6, 2021
Prior Transfer Doc0031180596
Record UpdatedJun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateAug 9, 2021
Property Address1410 OLIVIA ST, KEY WEST, FL 33040-7225
Document Number0031180596
Book / Page3118 / 596
Map ReferenceMB I PG 389
Instrument DateAug 6, 2021
Instrument2334140
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1410 OLIVIA ST, KEY WEST, FL 33040-7225

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 26, 2021
Property Address1410 OLIVIA ST, KEY WEST, FL 33040-7225
Document Number0030841527
Book / Page3084 / 1527
Map ReferenceMB I PG 389
Instrument DateMar 26, 2021
Instrument2310648
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address638 VELARDE AVE, 638, CORAL GABLES, FL 33134-7045

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 LOOKOUT LN, ANNAPOLIS, MD 21409-6306

Mortgage

Document Number0030841529
DateMar 26, 2021
Instrument3084/1529
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,227,098 Land $1,397,610 Building $829,488$2,227,098 Land $1,397,610 Building $829,488
2024$18,118.00 (+7.51%)
2023$16,852.00 (+14.13%)$2,055,581 (+18.47%) Land $1,256,970 Building $798,611$2,055,581 (+18.47%) Land $1,256,970 Building $798,611
2022$14,766.00$1,735,154 Land $918,555 Building $816,599$1,735,154 Land $918,555 Building $816,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1410 Olivia St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 156 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 units insured
incl. 11 condo units
Nearby Flood Claims5 (1998–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1410 Olivia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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