1401 Olivia St, Key West, FL 33040 Property Records

Monroe County property record for 1401 Olivia St, Key West, FL 33040

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,054 sqft · built 1935
Lot Size	0.068 acres (2,950 sqft)
Owner	Company Name on File
Last Sale	$100 (Jul 2018)
Tax Bill	$12,320 (2024)
Deeds & Mortgages	Jul 2018 Transfer Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00024050-000000`

Property Details

APN / Parcel Number

Primary APN	`00024050-000000`
Alternative APNs	`01010100024050000000` `1024856`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,054 sqft Living Area
1st Floor Area	2,054 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2017
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,950 sqft (0.068 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Porch	Open Porch
Porch Area	755 sqft
Patio Area	610 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1024856
Street Address	1401 OLIVIA ST
City	KEY WEST
State	FL
Zip	33040-7224
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HMDR
Legal Description	KW BENJ ALBURYS SUBD DIAGRAM I-389 PT LOT 14 SQR 2 TR 7 OR294-587/88 OR516-1013 OR917-1379 OR1055-1883 OR1057-903 OR1278-2136/38 OR1705-1645 OR2340-2089/91 OR2751-37 OR2844-2359/60 OR2915-702/04
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	ALBURYS SUBDIVISION
Legal Tract	7
Legal Lot Number	14
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1014
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1401 Olivia St, a duplex, is owned by a company that bought it in July 2018.

Source: Monroe County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	1560 HILLCREST AVE, WINTER PARK, FL 32789-5755
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 22, 2017	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Mar 22, 2017 · Amount on File
Deed Document Number	20182176533
Deed Book / Page	2915 / 702
Prior Transfer Date	Mar 3, 2015
Prior Transfer Doc	0027510037
Record Updated	Jun 8, 2026

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 3, 2018
Property Address	1401 OLIVIA ST, KEY WEST, FL 33040-7224
Document Number	0029150702
Book / Page	002915 / 000702
Instrument Date	Jun 29, 2018
Instrument	2176533
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1560 HILLCREST AVE WINTER PARK FL 327895755, WINTER PARK, FL 32789-5755

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 22, 2017
Property Address	1401 OLIVIA ST, KEY WEST, FL 33040-7224
Document Number	0028442359
Book / Page	002844 / 002359
Instrument Date	Mar 17, 2017
Instrument	2115319
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,050.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1560 HILLCREST AVE WINTER PARK FL 327895755, WINTER PARK, FL 32789-5755

Mortgage

Document Number	28442361
Date	Mar 22, 2017
Book Page	002844/002361
Instrument	2115320

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,499,072 Land $790,010 Building $709,062	$1,499,072 Land $790,010 Building $709,062
2024	$12,320.00 (+6.88%)
2023	$11,527.00 (+14.59%)	$1,396,023 (+21.56%) Land $711,769 Building $684,254	$1,396,023 (+21.56%) Land $711,769 Building $684,254
2022	$10,059.00	$1,148,381 Land $519,584 Building $628,797	$1,148,381 Land $519,584 Building $628,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 Olivia St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 156 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 units insured incl. 11 condo units
Nearby Flood Claims	5 (1998–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1401 Olivia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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