1407 Cowan Dr, Commerce, TX 75428 Property Records

Hunt County property record for 1407 Cowan Dr, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	1,524 sqft · built 1968
Lot Size	0.309 acres (13,499 sqft)
Owner	Individual Name on Record
Tax Bill	$2,948 (2024)
Deeds & Mortgages	Jul 2025 Sale Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2591-0000-0100-31`

Property Details

APN / Parcel Number

Primary APN	`2591-0000-0100-31`
Alternative APN	`R42647`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,499 sqft (0.309 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R42647
Street Address	1407 COWAN DR
City	COMMERCE
State	TX
Zip	75428-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2591 COWAN H O SUBDIVISION #2 LOT 10 ACRES .3099
Legal Subdivision	COWAN H O SUBDIVISION #2
Legal Lot Number	10
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2036
Census Tract	960600

Owner

Source: Hunt County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1407 COWAN DR, COMMERCE, TX 75428-3823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Warranty Deed, Transfer
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage JG WENTWORTH HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017
Deed Sale	Nov 20, 2017
Prior Sale	Nov 20, 2017
Deed Document Number	0000016094
Last Transfer Date	Jul 14, 2025
Transfer Doc	0000012632
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jul 14, 2025
Property Address	1407 COWAN DR, COMMERCE, TX 75428-3823
Document Number	0000012632
Map Reference	VOL 400 PG 387
Instrument Date	Jul 1, 2025
Instrument	2025-12632
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1407 COWAN DR, COMMERCE, TX 75428-3823

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Nov 20, 2017
Property Address	1407 COWAN DR, COMMERCE, TX 75428-3823
Document Number	0000016094
Map Reference	VOL400 PG387
Instrument Date	Nov 17, 2017
Instrument	2017-16094
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 COWAN DR, DALLAS, TX 75248

Mortgage

Document Number	0000016095
Date	Nov 20, 2017
Instrument	2017-16095

Lender

Name	JG WENTWORTH HOME LENDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,399 (+0.53%) Land $45,630 Building $152,140	$197,770 (+10.83%) Land $45,630 Building $152,140
2024	$2,948.00 (-7.09%)
2023		$178,450 Land $39,290 Building $139,160	$178,450 Land $39,290 Building $139,160
2022	$3,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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