1315 Cowan Dr, Commerce, TX 75428 Property Records

Hunt County property record for 1315 Cowan Dr, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details1,612 sqft · built 1969
Lot Size0.309 acres (13,499 sqft)
OwnerOwner Name on Record
Tax Bill$1,479 (2024)
Flood ZoneZone X (minimal risk)
APN2591-0000-0120-31

Property Details

APN / Parcel Number

Primary APN2591-0000-0120-31
Alternative APN
  • R42649

Interior

Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,612 sqft Living Area
Gross Area2,187 sqft
1st Floor Area1,612 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,499 sqft (0.309 acres)
Lot Dimensions135 ft deep x 100 ft wide
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area588 sqft
Patio Area168 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR42649
Street Address1315 COWAN DR
CityCOMMERCE
StateTX
Zip75428-3821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS2591 COWAN H O SUBDIVISION #2 LOT 12 ACRES .3099
Legal SubdivisionCOWAN H O SUBDIVISION #2
Legal Lot Number12
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2036
Census Tract960600

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address1315 COWAN DR, COMMERCE, TX 75428-3821
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2011
Deed SaleFeb 28, 2011
Deed Document Number2011-02036
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$154,513 (-0.58%) Land $45,630 Building $139,780$185,410 (+19.3%) Land $45,630 Building $139,780
2024$1,479.00 (-25.27%)
2023$155,410 Land $39,290 Building $116,120$155,410 Land $39,290 Building $116,120
2022$1,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COMMERCE
serves 9,266 people · EPA ID TX1160003
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Total trihalomethanes
resolved · Oct 2017
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Peoples Communications
Fixed Wireless
500 / 60
360 Broadband
Fixed Wireless
400 / 50
Nextlink
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Cowan Dr

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