Hunt County property record for 1403 Cowan Dr, Commerce, TX 75428
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,192 sqft · built 1960 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,418 (2024) |
| Deeds & Mortgages | Apr 2024 Transfer Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2591-0000-0110-31 |
| Primary APN | 2591-0000-0110-31 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 2,192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1403 COWAN DR |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S2591 COWAN H O SUBDIVISION #2 LOT 11 ACRES .3099 |
| Legal Subdivision | COWAN H O SUBDIVISION #2 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 960600 |
Source: Hunt County records · APN 2591-0000-0110-31
Assessment roll updated September 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1605 LIVE OAK ST, COMMERCE, TX 75428-2549 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2024 | Gift Deed, Transfer |
| Mar 08, 2019 | Quit Claim Deed, Transfer DAVID KERBOW |
| Feb 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2024 |
| Deed Sale | Apr 26, 2024 |
| Prior Sale | Mar 08, 2019 · Amount on Record |
| Deed Document Number | 20247581 |
| Prior Transfer Date | Mar 01, 2019 |
| Prior Transfer Doc | 0000003195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Apr 26, 2024 |
| Property Address | 1403 COWAN DR, COMMERCE, TX 75428-3823 |
| Document Number | 0000007581 |
| Map Reference | VOL 400 PG 387 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2024-07581 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1605 LIVE OAK ST, COMMERCE, TX 75428-2549 |
| Name | Verified Name |
|---|---|
| Address | 1605 LIVE OAK ST, COMMERCE, TX 75428-2549 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Mar 08, 2019 |
| Property Address | 1403 COWAN DR, COMMERCE, TX 75428-3823 |
| Document Number | 0000003195 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 3195 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1605 LIVE OAK ST COMMERCE TX 754282549, COMMERCE, TX 75428-2549 |
| Document Number | 3196 |
|---|---|
| Date | Mar 08, 2019 |
| Instrument | 3196 |
| Name | DAVID KERBOW |
|---|---|
| Address | 740 GLENWOOD DR, DENISON, TX 75020-2630 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Feb 28, 2018 |
| Property Address | 1403 COWAN DR, COMMERCE, TX 75428-3823 |
| Document Number | 0000002725 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 2725 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1403 COWAN DR COMMERCE TX 754283823, COMMERCE, TX 75428-3823 |
Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Commerce City |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209,800 (+9.48%) Land $45,630 Building $164,170 | $209,800 (+9.48%) Land $45,630 Building $164,170 | |
| 2024 | $5,418.00 (+10.32%) | ||
| 2023 | $191,640 Land $39,290 Building $152,350 | $191,640 Land $39,290 Building $152,350 | |
| 2022 | $4,911.00 |
Source: FEMA National Flood Hazard Layer as of May 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Peoples Telephone Cooperative Fixed Wireless | 500 / 60 |
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 164 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COMMERCE serves 9,266 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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