Durham County property record for 1406 Watts St, Durham, NC 27701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,079 sqft · built 1955 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $479,000 (Apr 2025) |
| Tax Bill | $4,561 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0822-64-4597 |
| Primary APN | 0822-64-4597 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,079 sqft Heated Area |
| Gross Area | 1,015 sqft |
| 1st Floor Area | 1,015 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 7,405 sqft (0.169 acres) |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 082215644598 |
|---|---|
| Street Address | 1406 WATTS ST |
| City | DURHAM |
| State | NC |
| Zip | 27701-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-8 |
| Legal Description | PROP-DOLLAR DEMERIUS ESTA TE/LT#17 TRINITY HEIGHTS PL:00006A-000035 |
| Legal Subdivision | PROP-DOLLAR DEMERIUS EST |
| Legal Block | 64 |
| Legal Lot Number | 17 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 302 |
Source: Durham County records · APN 0822-64-4597
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1406 WATTS ST, DURHAM, NC 27701-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Jul 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on Record |
| Deed Sale | Apr 21, 2025 · Amount on Record |
| Prior Sale | Jul 17, 2023 · Amount on Record |
| Deed Document Number | 0010290946 |
| Deed Book / Page | 10290 / 946 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1406 WATTS ST, DURHAM, NC 27701-1137 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1406 WATTS ST, DURHAM, NC 27701-1137 |
| Document Number | 0104050971 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 10405/971 |
| Instrument | 2025151161 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 17, 2023 |
| Property Address | 1406 WATTS ST, DURHAM, NC 27701-1137 |
| Document Number | 0099520264 |
| Book / Page | 9952 / 264 |
| Map Reference | MB 6 PG 35 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023068073 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 BENNINGTON DR, CHAPEL HILL, NC 27516-3202 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1406 WATTS ST, DURHAM, NC 27701-1137 |
| Document Number | 2023068074 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 2023068074 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,561.00 (+68.36%) | $460,191 (+122.49%) Land $263,250 Building $196,941 | $460,191 (+122.49%) Land $263,250 Building $196,941 |
| 2023 | $2,709.00 (+2.34%) | $206,839 (-) Land $117,100 Building $89,739 | $206,839 (-) Land $117,100 Building $89,739 |
| 2022 | $2,647.00 | $206,839 Land $117,100 Building $89,739 | $206,839 Land $117,100 Building $89,739 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), as of June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630003021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran |
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Trinity Historic District (Boundary Increase) listed 2004 · 367 contributing resources · NRIS 04000568 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 448 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0332010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DURHAM serves 333,490 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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