Durham County property record for 1321 Watts St, Durham, NC 27701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1998 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on Record |
| Last Sale | $540,000 (Oct 2024) |
| Tax Bill | $5,634 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0822-64-2287 |
| Primary APN | 0822-64-2287 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Heated Area |
| 1st Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Cape Cod |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 1321 WATTS ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27701-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-8 |
| Legal Description | THE SUBURBAN L&P CO/BLK:3 3/LT#04 TRINITY HEIGHTS/ PL:000018-000431 |
| Legal Subdivision | THE SUBURBAN L&P CO |
| Legal Block | 33 |
| Legal Lot Number | 4 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Trinity Historic District (Boundary Increase) listed 2004 · 367 contributing resources · NRIS 04000568 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Durham County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 407 WATTS ST, DURHAM, NC 27701-1719 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 30, 2018 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2024 · Amount on Record |
| Deed Sale | Oct 8, 2024 · Amount on Record |
| Prior Sale | Apr 11, 2014 · Amount on Record |
| Deed Document Number | 2024111291 |
| Deed Book / Page | 10185 / 101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1321 WATTS ST, DURHAM, NC 27701-1134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088790179 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 8879/179 |
| Instrument | 2020007221 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1321 WATTS ST, DURHAM, NC 27701-1134 |
| Document Number | 0085600236 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 1321 WATTS ST DURHAM NC 277011134, DURHAM, NC 27701-1134 |
| Document Number | 0085600236 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 008560/000236 |
| Instrument | 42352 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 6, 2048 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,382 (-) Land $339,300 Building $215,082 | $554,382 (-) Land $339,300 Building $215,082 | |
| 2025 | $5,634.00 (+2.53%) | $554,382 (+58.8%) Land $339,300 Building $215,082 | $554,382 (+58.8%) Land $339,300 Building $215,082 |
| 2024 | $5,495.00 (+20.19%) | ||
| 2023 | $4,572.00 (+2.33%) | $349,097 Land $116,000 Building $233,097 | $349,097 Land $116,000 Building $233,097 |
| 2022 | $4,468.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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