Durham County property record for 1405 Watts St, Durham, NC 27701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,828 sqft · built 1988 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $880,000 (Nov 2025) |
| Tax Bill | $8,958 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0822-64-2593 |
| Primary APN | 0822-64-2593 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,828 sqft Heated Area |
| 1st Floor Area | 1,290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 138 ft deep x 52 ft wide |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 1405 WATTS ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27701-1136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-8 |
| Legal Description | THE SUBURBAN L&P CO/BLK:3 4/LT#20 LT#22 PT TRINITY PL:000018-000431 |
| Legal Subdivision | THE SUBURBAN L&P CO |
| Legal Block | 34 |
| Legal Lot Number | 20,22 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Trinity Historic District (Boundary Increase) listed 2004 · 367 contributing resources · NRIS 04000568 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1405 WATTS ST, DURHAM, NC 27701-1136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK |
| Nov 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage BENCHMARK COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Prior Sale | Mar 9, 2021 · Amount on Record |
| Deed Document Number | 2025153210 |
| Deed Book / Page | 10418 / 733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1405 WATTS ST, DURHAM, NC 27701-1136 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1405 WATTS ST, DURHAM, NC 27701-1136 |
| Document Number | 0099380921 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 9938/921 |
| Instrument | 2023065652 |
| Name | BENCHMARK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | WAKE FOREST, NC 27587 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Nov 5, 2025 |
| Property Address | 1405 WATTS ST, DURHAM, NC 27701-1136 |
| Document Number | 0104180733 |
| Book / Page | 10418 / 733 |
| Map Reference | MB 18 PG 431 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 2025153210 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 DENNIS AVE, RALEIGH, NC 27604-2137 |
| Name | Verified Name |
|---|---|
| Address | 1405 WATTS ST, DURHAM, NC 27701-1136 |
| Document Number | 2025153211 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025153211 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 9, 2021 |
| Property Address | 1405 WATTS ST, DURHAM, NC 27701-1136 |
| Document Number | 0092570287 |
| Book / Page | 9257 / 287 |
| Map Reference | MB 18 PG 431 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 2021011733 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2001 BALMORAL PL, 2001, WILMINGTON, NC 28405-6212 |
| Name | Verified Name |
|---|---|
| Address | 11406 QUEENS BLVD APT D4, D4, FOREST HILLS, NY 11375-7059 |
| Document Number | 2021011734 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021011734 |
| Name | BENCHMARK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 1, 2052 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,958.00 (+2.52%) | $881,530 (-) Land $261,000 Building $620,530 | $881,530 (-) Land $261,000 Building $620,530 |
| 2025 | $8,738.00 (-9.94%) | $881,530 (+19.09%) Land $261,000 Building $620,530 | $881,530 (+19.09%) Land $261,000 Building $620,530 |
| 2023 | $9,702.00 (+74.25%) | $740,217 Land $115,500 Building $624,717 | $740,217 Land $115,500 Building $624,717 |
| 2022 | $5,568.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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