1406 Summergate Dr, Florence, SC 29501 Property Records

Florence County property record for 1406 Summergate Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,893 sqft · built 2015
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Jul 2017)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09711-01-022`

Property Details

APN / Parcel Number

Primary APN	`09711-01-022`
Alternative APN	`15033573`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,893 sqft Living Area
1st Floor Area	2,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	1406 SUMMERGATE DR
City	FLORENCE
State	SC
Zip	29501-7127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERGATE I LT 22
Legal Subdivision	SUMMERGATE SUBDIVISION
Legal Lot Number	22
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2013
Census Tract	101

Owner

Source: Florence County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1406 SUMMERGATE DR, FLORENCE, SC 29501-7127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 30, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI SUNTRUST MTG
Jul 11, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Book / Page	700 / 458
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1406 SUMMERGATE DR, FLORENCE, SC 29501-7127
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009011002
Date	Feb 2, 2021
Book Page	901/1002

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 1, 2041

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLORENCE SC
Recording Date	Jun 19, 2018
Property Address	1406 SUMMERGATE DR, FLORENCE, SC 29501-7127
Document Number	0007510327
Book / Page	000751 / 000327
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3113 BREAKWATER DR FLORENCE SC 295017134, FLORENCE, SC 29501-7134

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	May 30, 2018
Property Address	1406 SUMMERGATE DR, FLORENCE, SC 29501-7127
Document Number	0007480693
Book / Page	000748 / 000693
Instrument Date	Feb 8, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$914.92
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 BREAKWATER DR FLORENCE SC 295017134, FLORENCE, SC 29501-7134

Mortgage

Document Number	7480697
Date	May 30, 2018
Book Page	000748/000697

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Jul 11, 2017
Property Address	1406 SUMMERGATE DR, FLORENCE, SC 29501-7127
Document Number	0007000461
Book / Page	000700 / 000461
Instrument Date	Jul 3, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,069.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1406 SUMMERGATE DR FLORENCE SC 295017127, FLORENCE, SC 29501-7127

Mortgage

Document Number	7000462
Date	Jul 11, 2017
Book Page	000700/000462

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,530.00 (+12.58%)	$16,100 (-99.86%) Land $1,400 Building $14,700	$402,502 (-98.61%) Land $35,000 Building $367,502
2023	$1,359.00 (+4.22%) Homeowner's exemption	$11,560,029 (+99,900.25%) Land $1,400,000 Building $10,160,029	$28,900,073 (+9,899.99%) Land $3,500,000 Building $25,400,073
2022	$1,304.00 Homeowner's exemption	$11,560 Land $1,400 Building $10,160	$289,001 Land $35,000 Building $254,001

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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