14055 Rancho del Villa, Lakeside, CA 92040 Property Records

San Diego County property record for 14055 Rancho del Villa, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,846 sqft · built 1990
Lot Size0.223 acres (9,702 sqft)
OwnerCompany Name on Record
Last Sale$375,000 (Aug 2009)
Tax Bill$6,405 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN398-320-44-00

Property Details

APN / Parcel Number

Primary APN398-320-44-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,846 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area9,702 sqft (0.223 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address14055 RANCHO DEL VILLA
CityLAKESIDE
StateCA
Zip92040-3517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionPAR 3 (EX ST) TR PM15403
Legal SubdivisionPARCEL MAP NO 15403
Legal Tract15403
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract16811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14055 RANCHO DEL VILLA, LAKESIDE, CA 92040-3517
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Deed of Trust, Mortgage · Line of Credit
ZB NA
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
ZB NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2009 · Amount on Record
Deed SaleAug 6, 2009 · Amount on Record
Prior SaleMay 25, 1993 · Amount on Record
Deed Document Number2009438875
Last Transfer DateDec 28, 2011
Transfer Doc0000015902
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14055 RANCHO DEL VILLA, LAKESIDE, CA 92040-3517
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14055 RANCHO DEL VILLA, LAKESIDE, CA 92040-3517

Mortgage

Document Number0000308450
DateApr 21, 2021
Instrument2021-0308450
Lender
NameZB NA
TypeBank
AddressLA MESA, CA 91942
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14055 RANCHO DEL VILLA, LAKESIDE, CA 92040-3517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address14055 RANCHO DEL VILLA, LAKESIDE, CA 92040-3517

Mortgage

Document Number0000530094
DateSep 10, 2020
Instrument2020-0530094
Lender
NameZB NA
TypeBank
AddressSAN CLEMENTE, CA 92672
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$493,722 (+2%) Land $131,654 Building $362,068
2025$6,405.00 (+3.91%) Homeowner's exemption$484,042 (+4.04%) Land $129,073 Building $354,969
2023$6,164.00 (+2.04%) Homeowner's exemption$465,248 Land $124,062 Building $341,186
2022$6,041.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, Verizon.

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