14027 Rancho del Villa, Lakeside, CA 92040 Property Records

San Diego County property record for 14027 Rancho del Villa, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,708 sqft · built 1982
Lot Size	2.25 acres (98,010 sqft)
Owner	Company Name on Record
Last Sale	$665,000 (Jul 2017)
Tax Bill	$9,704 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`398-320-34-00`

Property Details

APN / Parcel Number

Primary APN	`398-320-34-00`
Alternative APN	`3983202800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,708 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	98,010 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	5 Parking Spaces

Location & Zoning

Old Parcel Number	3983202800
Street Address	14027 RANCHO DEL VILLA
City	LAKESIDE
State	CA
Zip	92040-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 3 TR PM09946
Legal Tract	9946
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14027 RANCHO DEL VILLA, LAKESIDE, CA 92040-3512
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Jan 6, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jul 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jul 14, 2017	Grant Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Prior Sale	Nov 20, 2009 · Amount on Record
Deed Document Number	2017319854
Last Transfer Date	Jul 22, 2019
Transfer Doc	0000310349
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2026
Property Address	14027 RANCHO DEL VILLA, LAKESIDE, CA 92040-3512
Document Number	0000154076
Instrument Date	May 22, 2026
Instrument	2026154076
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	14027 RANCHO DEL VILLA, LAKESIDE, CA 92040-3512

Mortgage

Document Number	0000154076,
Date	May 29, 2026
Instrument	2026154076

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2056

Interest

Rate	6.88%
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14027 RANCHO DEL VILLA, LAKESIDE, CA 92040-3512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007845
Date	Jan 6, 2017
Instrument	2017-0007845

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	LAKESIDE, CA 92040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	Prime Rate
Max Rate	16.7%

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2019
Property Address	14027 RANCHO DEL VILLA, LAKESIDE, CA 92040-3512
Document Number	0000310349
Map Reference	FILE 80-139572
Instrument Date	Jul 22, 2019
Instrument	2019-0310349
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14027 RANCHO DEL VILLA, LAKESIDE, CA 92040-3512

Mortgage

Document Number	0000310350
Date	Jul 29, 2019
Instrument	2019-0310350

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2017
Property Address	14027 RANCHO DEL VILLA, LAKESIDE, CA 92040-3512
Document Number	0000319854
Map Reference	PM9946 FILE80-139572
Instrument Date	May 25, 2017
Instrument	2017-0319854
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9363 RANCHO DEL CORTE, LAKESIDE, CA 92040-3516

Mortgage

Document Number	0000319855
Date	Jul 14, 2017
Instrument	2017-0319855

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$771,781 (+2%) Land $396,321 Building $375,460
2025	$9,704.00 (+3.2%)	$756,649 (+4.04%) Land $388,550 Building $368,099
2023	$9,403.00 (+1.85%)	$727,269 Land $373,463 Building $353,806
2022	$9,232.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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