14020 Rancho del Villa, Lakeside, CA 92040 Property Records

San Diego County property record for 14020 Rancho del Villa, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,833 sqft · built 1991
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Feb 2016)
Tax Bill	$6,836 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`398-321-04-00`

Property Details

APN / Parcel Number

Primary APN	`398-321-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,833 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	27,878 sqft (0.64 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14020 RANCHO DEL VILLA
City	LAKESIDE
State	CA
Zip	92040-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 4 TR 012231
Legal Subdivision	COUNTY/SAN DIEGO #4679
Legal Tract	012231
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14020 RANCHO DEL VILLA, LAKESIDE, CA 92040-3514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2016 · Amount on Record
Deed Sale	Feb 4, 2016 · Amount on Record
Prior Sale	Nov 5, 2008 · Amount on Record
Deed Document Number	201651681
Last Transfer Date	May 15, 2021
Transfer Doc	0000457678
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2021
Property Address	14020 RANCHO DEL VILLA, LAKESIDE, CA 92040-3514
Document Number	0000457678
Map Reference	MAP 12231
Instrument Date	May 15, 2021
Instrument	2021-0457678
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14020 RANCHO DEL VILLA, LAKESIDE, CA 92040-3514

Mortgage

Document Number	0000457679
Date	Jun 23, 2021
Instrument	2021-0457679

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14020 RANCHO DEL VILLA, LAKESIDE, CA 92040-3514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14020 RANCHO DEL VILLA, LAKESIDE, CA 92040-3514

Mortgage

Document Number	0000692949
Date	Nov 6, 2020
Instrument	2020-0692949

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14020 RANCHO DEL VILLA, LAKESIDE, CA 92040-3514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000477835
Date	Oct 23, 2019
Instrument	2019-0477835

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14020 RANCHO DEL VILLA, LAKESIDE, CA 92040-3514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14020 RANCHO DEL VILLA, LAKESIDE, CA 92040-3514

Mortgage

Document Number	0000063571
Date	Jan 27, 2021
Instrument	2021-0063571

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14020 RANCHO DEL VILLA, LAKESIDE, CA 92040-3514
Document Number	0000424196
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14020 RANCHO DEL VILLA LAKESIDE CA 920403514, LAKESIDE, CA 92040-3514

Mortgage

Document Number	0000424196
Date	Sep 15, 2017
Instrument	424196

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,279 (+2%) Land $203,177 Building $328,102
2025	$6,836.00 (+3.8%) Homeowner's exemption	$520,863 (+4.04%) Land $199,194 Building $321,669
2023	$6,586.00 (+1.98%) Homeowner's exemption	$500,639 Land $191,460 Building $309,179
2022	$6,458.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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