Spokane County property record for 1405 W Jay Ct, Spokane, WA 99208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,359 sqft · built 2019 |
| Lot Size | 0.261 acres (11,370 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $614,900 (Sep 2022) |
| Tax Bill | $5,469 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26241.2118 |
| Primary APN | 26241.2118 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,359 sqft Living Area |
| Gross Area | 3,005 sqft |
| 1st Floor Area | 1,639 sqft |
| 2nd Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,370 sqft (0.261 acres) |
| Garage Type | Attached |
| Garage Area | 646 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 54 sqft |
| Canopy | 222 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1405 W JAY CT |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99208-6787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CEDAR PLACE LT 18 BLK 1 (AFN# 6616031) |
| Legal Subdivision | CEDAR PLACE |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10701 |
Source: Spokane County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1405 W JAY CT, SPOKANE, WA 99208-6787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 30, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS |
| Jan 30, 2019 | Warranty Deed, Transfer · Commercial Mortgage BANNER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on Record |
| Deed Sale | Sep 26, 2022 · Amount on Record |
| Prior Sale | Jul 30, 2019 · Amount on Record |
| Deed Document Number | 20227241838 |
| Prior Transfer Date | Sep 1, 2020 |
| Prior Transfer Doc | 0006966354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 10, 2020 |
| Property Address | 1405 W JAY CT, SPOKANE, WA 99208-6787 |
| Document Number | 0006966354 |
| Map Reference | VOL 39 PG 48 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 6966354 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1405 W JAY CT, SPOKANE, WA 99208-6787 |
| Document Number | 0006966355 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 6966355 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 30, 2019 |
| Property Address | 1405 W JAY CT, SPOKANE, WA 99208-6787 |
| Document Number | 0006827233 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 6827233 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,828.81 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1405 W JAY CT SPOKANE WA 992086787, SPOKANE, WA 99208-6787 |
| Document Number | 6827234 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 6827234 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jan 30, 2019 |
| Property Address | 1405 W JAY CT, SPOKANE, WA 99208-6787 |
| Document Number | 0006778921 |
| Map Reference | VOL 39 PG 48 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 6778921 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | SPOKANE COUNTY TITEL CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,110.38 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9708 N NEVADA ST STE 1, 1, SPOKANE, WA 99218-6013 |
| Document Number | 0006778922 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 6778922 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Mead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,469.00 (-1.73%) | $569,800 (-3.59%) Land $140,000 Building $429,800 | $569,800 (-3.59%) Land $140,000 Building $429,800 |
| 2025 | $5,565.00 (+5.08%) | ||
| 2024 | $591,000 (+24.87%) Land $90,000 Building $501,000 | $591,000 (+24.87%) Land $90,000 Building $501,000 | |
| 2023 | $5,296.00 (+4.19%) | $473,300 Land $65,000 Building $408,300 | $473,300 Land $65,000 Building $408,300 |
| 2022 | $5,083.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wired or Wireless Fixed Wireless · not low latency | 200 / 40 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures